Search found 1056 matches

by beanhead
Fri May 24, 2024 2:04 pm
Forum: Pension
Topic: U.K. Class 2 National Insurance to be abolished
Replies: 34
Views: 23944

Re: U.K. Class 2 National Insurance to be abolished

bryanc wrote: Fri May 24, 2024 2:01 pm Presuming it would be too outrageously cheeky to demand class 3 payments already paid to be taken at the class 2 rate and difference returned!?? 😂 Lol
Good luck with that negotiation... :o
by beanhead
Fri May 24, 2024 1:54 pm
Forum: Pension
Topic: U.K. Class 2 National Insurance to be abolished
Replies: 34
Views: 23944

Re: U.K. Class 2 National Insurance to be abolished

I just recv'd a letter today saying that I had been accepted for class 2 payments even though I had been paying class 3 up til now and was rejected for class 2 payments previously due to never working in full time job in UK before coming to Japan.. No idea what is going on but fell like I have won ...
by beanhead
Thu May 23, 2024 1:41 am
Forum: Taxes
Topic: Can NICs application cause a residency challenge?
Replies: 7
Views: 238

Re: Can NICs application cause a residency challenge?

Thank you for your feedback! So I wonder what class (2 or 3) a person would receive if they were doing say: A) A part-time job B) A collection of part-time jobs C) Freelance work Th other thing is I may no longer have physical proof (like payslips) of employment that happened a really really long t...
by beanhead
Tue May 21, 2024 9:31 am
Forum: New NISA (2024~)
Topic: Yay or nay? Rakuten Index Balance Fund (70% VT + 30% yen-hedged BNDW) in NISA account?
Replies: 13
Views: 551

Re: Yay or nay? Rakuten Index Balance Fund (70% VT + 30% yen-hedged BNDW) in NISA account?

Also, your future earnings and your Japanese pension are "yen hedges" in a way, as that part of your future income is all yen-denominated, not to mention your Japanese bank account. If you don't want to leave your spare cash in a bank account, there are JGBi funds, which roll over inflati...
by beanhead
Mon May 20, 2024 10:23 pm
Forum: Real Estate
Topic: Competing for a property with multiple buyers
Replies: 7
Views: 338

Re: Competing for a property with multiple buyers

We put a deposit down and that secured our 'first come. first served' status. There were 2 other families who also wanted our house but we paid the deposit first.

Good luck with it.
by beanhead
Mon May 20, 2024 10:21 pm
Forum: Banking
Topic: Sending money from US broker to Sony Bank - documents needed?
Replies: 2
Views: 132

Re: Sending money from US broker to Sony Bank - documents needed?

That should do it. I gave them a screenshot before of the transaction details from an overseas financial institution.
It was all done via email. They send you an email once they initially stop the funds aimed for your Sony bank account.
by beanhead
Fri May 17, 2024 7:41 am
Forum: Taxes
Topic: Tax Avoision (“…I say, ‘Avoision’”)
Replies: 16
Views: 687

Re: Tax Avoision (“…I say, ‘Avoision’”)

I’m Canadian (or simply not Japanese) living in Japan on a work visa (non PR) and I inherit a house, in Canada, from my now-deceased father. Japan insists that I report this on my Japanese taxes? The topic of inheritance, taxes due etc has been covered a number of times here. You have to check to s...
by beanhead
Fri May 17, 2024 7:34 am
Forum: Pension
Topic: Sending voluntary NIC by cheque
Replies: 7
Views: 295

Re: Sending voluntary NIC by cheque

snoogly wrote: Tue May 14, 2024 7:09 am Thanks, but I am going to pay by cheque.
Just curious, but why the love of cheques?

There is a distinct possibility that this form of payment will not be available for too much longer.
by beanhead
Wed May 15, 2024 7:40 pm
Forum: Stock market investing
Topic: Need advice: take profits?
Replies: 18
Views: 598

Re: Need advice: take profits?

I had the exact same problem. With MUFJ. .. I am sounding like a broken record, but... Use banks to get your salary paid into. Use banks to set up direct debits for rent or mortgage payment or whatever. Use online brokers/securities firms for long-term investing. Do not use banks for this purpose.
by beanhead
Tue May 14, 2024 2:02 am
Forum: New NISA (2024~)
Topic: Best broker for NISA?
Replies: 10
Views: 784

Re: Best broker for NISA?

I have a Monex account but never use that Vision tool. Set it up, looked at it briefly at first but then just ignored it.
The recommendations it offers are quite conservative. It is always telling me I am underweight in JP stocks and REITs, for example.