Search found 548 matches

by Bubblegun
Wed May 08, 2024 6:14 am
Forum: Pension
Topic: UK pension living in Japan
Replies: 32
Views: 1199

Re: UK pension living in Japan

This has brought up a few questions in my mind. I assume the taxable event will be "when the money is brought over to Japan?" I assume it will be calculated on the "exchange rate" on the transfer day? No, the taxable event is when you receive the pension and the exchange rate on...
by Bubblegun
Sat May 04, 2024 4:21 am
Forum: Pension
Topic: UK pension living in Japan
Replies: 32
Views: 1199

Re: UK pension living in Japan

This has brought up a few questions in my mind. I assume the taxable event will be "when the money is brought over to Japan?" I assume it will be calculated on the "exchange rate" on the transfer day? Is it better to do one massive lump transfer or a monthly transfer? I would ass...
by Bubblegun
Sat Apr 20, 2024 12:21 pm
Forum: General
Topic: Work problems.
Replies: 42
Views: 1660

Re: Work problems.

I think the best people to ask are the Labour Union or the prefecture's work/labour board. They understand the law and the rules, and can speak to them on your behalf.
by Bubblegun
Mon Apr 15, 2024 12:45 pm
Forum: Case Studies/Asking for Advice
Topic: PR Application with no Job?
Replies: 13
Views: 761

Re: PR Application with no Job?

Well, I can only speak from what I have heard from some others, Make sure all the city taxes, national taxes, health insurance, and pension payments are up to date and paid for. Then, stick it in, and wait. I have heard a few getting rejected because they have fallen behind on payments. Back in the ...
by Bubblegun
Tue Mar 19, 2024 10:12 am
Forum: General
Topic: How do you justify big purchases?
Replies: 28
Views: 2967

Re: How do you justify big purchases?

Read Die With Zero and Four Thousand Weeks. What about your three kids? Sometimes we don't need to give our kids much. It might be ok if you're a millionaire, but I have met many a poor grandparent, and a very rich child earning over $150,000 a year while their parents live on a state pension. We g...
by Bubblegun
Fri Mar 15, 2024 6:36 am
Forum: General
Topic: Well, this is a wild ride (just muttering to my n00b self)
Replies: 16
Views: 702

Re: Well, this is a wild ride (just muttering to my n00b self)

After taking the plunge with this whole investing malarkey a couple of weeks back, I've been logging in every day to see how things are going (yes I know I should be doing "fire and forget", but being new to all this, I want to get a sense of what's going on) and after some encouraging in...
by Bubblegun
Fri Feb 16, 2024 1:01 pm
Forum: New NISA (2024~)
Topic: The names Bond.
Replies: 26
Views: 1047

Re: The names Bond.

i still seem no clearer on whether to buy bonds since i don't have a 20,30 years time frame. I think you ought look at your portfolio in its entirety. That is where myindex.jp is quite nice, as you can play around with different asset allocations and see what having different asset classes typicall...
by Bubblegun
Thu Feb 15, 2024 10:07 am
Forum: New NISA (2024~)
Topic: The names Bond.
Replies: 26
Views: 1047

Re: The names Bond.

Well this is much more complicated than I ever thought. I wonder if bonds are better for big pension funds, knowing that some people will die before they ever claim more than the companies can pay out. and they''ll also have the younger workers buying more bonds k owing there is maybe a 20-year peri...
by Bubblegun
Tue Feb 13, 2024 8:47 am
Forum: New NISA (2024~)
Topic: The names Bond.
Replies: 26
Views: 1047

Re: The names Bond.

Your idea has kinda made me consider that I could put a few million or a couple of years' worth of yen into the GLOBAL BOND ETF, and if there is a big downturn, or crash nearer or during retirement, I could turn to the bonds which guarantee a return (NO?) and ride the downslope until the stocks and...
by Bubblegun
Mon Feb 12, 2024 2:01 pm
Forum: New NISA (2024~)
Topic: The names Bond.
Replies: 26
Views: 1047

Re: The names Bond.

Or if I just need money five years from now, if my equities are down big time I will be happy to have some bond fund to sell instead. Your idea has kinda made me consider that I could put a few million or a couple of years' worth of yen into the GLOBAL BOND ETF, and if there is a big downturn, or c...