I remember from your blog post, one of the comments says the CIC and JICC pull from the same database? Any idea if that is still correct? I still think we should get all 3 as you suggest for comparison.RetireJapan wrote: ↑Wed Mar 23, 2022 4:42 am First (inexpensive) step might be to get a copy of all three reports and see what they say?
Search found 89 matches
- Wed Mar 23, 2022 5:13 am
- Forum: General
- Topic: Get your credit score in Japan
- Replies: 9
- Views: 1783
Re: Get your credit score in Japan
- Wed Mar 23, 2022 3:29 am
- Forum: General
- Topic: Get your credit score in Japan
- Replies: 9
- Views: 1783
Re: Get your credit score in Japan
I got 2 of my credit reports and one of my wife's after we were knocked back for a home loan from rakuten after passing the initial screening. Wanted to see if there was anything strange showing up ... there wasn't. Hi Tony (and hopefully Ben jumps in), I seem to be in a similar situation. For the ...
- Tue Mar 01, 2022 2:41 am
- Forum: General
- Topic: Spending Tracking in Japan
- Replies: 13
- Views: 3116
Re: Spending Tracking in Japan
I will also give my vote for Moneytree being very straightforward to use and track spending.
- Tue Feb 22, 2022 12:30 am
- Forum: RetireJapan for Dummies
- Topic: Inflation and retirement planning in Japan
- Replies: 8
- Views: 1657
Re: Inflation and retirement planning in Japan
I think it is also important to note that being a foreigner in Japan (even in retirement) usually means you have some connections overseas. Whether that is parents, siblings, or children. One thing I discovered during the pandemic last year was how much prices had increased when I had to purchase ti...
- Wed Feb 02, 2022 6:34 am
- Forum: Small Business/Self-employment
- Topic: Contractor vs Self-Employed vs Sole Proprietor
- Replies: 5
- Views: 5275
Re: Contractor vs Self-Employed vs Sole Proprietor
So, in summary, it's annoyingly simple and I have overthought it! And in essence, I don't need to do anything different to what I'm already doing. Posting just in case this is useful for anyone else, but the usual caveats apply - this is what one person at the tax office said and it's my understand...
- Tue Feb 01, 2022 6:33 am
- Forum: General
- Topic: Rakuten Card Investment -> Huge Point Reduction
- Replies: 61
- Views: 7874
- Tue Feb 01, 2022 2:28 am
- Forum: Banking
- Topic: Credit card comparisons
- Replies: 37
- Views: 5619
Re: Credit card comparisons
Rakuten also bought the Taiwan baseball team 'Monkeys' last year. Not sure if they are included in the win point bonus. If they are then, having two baseball teams would increase the chances of getting the bonus points due to the fact that the season overlap and that baseball has so many games compa...
- Fri Jan 28, 2022 5:43 am
- Forum: Real Estate
- Topic: Home Loans outside City Planning Area
- Replies: 0
- Views: 8528
Home Loans outside City Planning Area
I posted this on the JapanFinance reddit, but thought I might get a different audience here. Is there any way to search Japanese bank home loans? Specifically to see what banks allow for mortgage (land + new build) on land outside of the city planning area (都市計画区域)? For example, Shinsei allows for l...
- Wed Jan 26, 2022 6:11 am
- Forum: Real Estate
- Topic: Understanding Home Subsidies
- Replies: 9
- Views: 2833
Re: Understanding Home Subsidies
There was a thread on reddit today about make a home more green, but one of the posts was about solar panel + battery combinations. In Japan there appear to be solar loans to consider.
https://www.reddit.com/r/japanlife/comm ... lifrstyle/
https://www.reddit.com/r/japanlife/comm ... lifrstyle/
- Mon Jan 24, 2022 7:04 am
- Forum: Real Estate
- Topic: Understanding Home Subsidies
- Replies: 9
- Views: 2833
Re: Understanding Home Subsidies
Not sure how widespread it is, but I've heard that by using 'local wood' you can get subsidy/cash back. Do you know if this is for building purposes or for use in a wood stove? I found the Niigata Prefecture government was promoting local source wood for CLT production as an example, but when I con...