Search found 406 matches

by Wales4rugbyWC23
Fri Apr 26, 2024 12:17 pm
Forum: Real Estate
Topic: Selling a flat in the UK
Replies: 6
Views: 223

Re: Selling a flat in the UK

Don't sell it, the Japanese tax office will really go after you especially if you have been reporting it in your yearly tax return with depreciation. Although you probably will be able to subtract the capital gains tax you paid in the UK from anything owed in capital gains in Japan.
by Wales4rugbyWC23
Wed Apr 17, 2024 12:46 pm
Forum: Pension
Topic: Voluntary UK pension contribution
Replies: 17
Views: 1068

Re: Voluntary UK pension contribution

The thing I’m really struggling with is making the payments. I got a letter telling how much I owe for each year that I have missed and I that I can make payments for those years from the site they list. Turns out I can’t do that because I don’t live in England. Apparently expats have to add up the...
by Wales4rugbyWC23
Sun Apr 14, 2024 10:34 pm
Forum: Banking
Topic: UK Debanking - Lloyds & Barclycard query
Replies: 3
Views: 194

Re: UK Debanking - Lloyds & Barclycard query

I am still with Lloyds with a Japanese address and no longer with Barclaycard because of inactivity with a Japanese address. If you tell Lloyds that you are living in Japan, they will ask you for your TIN number (my number). I use my Lloyds Bank a lot and would be in a lot of trouble if I was debank...
by Wales4rugbyWC23
Mon Apr 08, 2024 4:20 am
Forum: Children/Family
Topic: Elementary School Public or Private Japanese School
Replies: 15
Views: 857

Re: Elementary School Public or Private Japanese School

Our experience was that public schools in Japan are excellent, especially through elementary school. We had very positive experiences for our two at elementary school in Japan. Over that time, they were also able to go to the UK for primary school for one year and a British international school in ...
by Wales4rugbyWC23
Fri Apr 05, 2024 12:35 pm
Forum: General
Topic: Why is there so much confusion around pensions?
Replies: 25
Views: 1014

Re: Why is there so much confusion around pensions?

Mercer have done some work on pension funds and rank the UK much more highly than Japan https://www.mercer.com/insights/investments/market-outlook-and-trends/mercer-cfa-global-pension-index/ Japan is rated C on a scale or A to E. Japan scores particularly poorly on sustainability (D). Really curiou...
by Wales4rugbyWC23
Mon Apr 01, 2024 12:17 am
Forum: Taxes
Topic: tax rebate
Replies: 5
Views: 293

Re: tax rebate

My accountant files my return at the end of February and it took a month to get the rebate, unusually long this year I thought. Normally, it takes two to three weeks.
by Wales4rugbyWC23
Mon Mar 25, 2024 3:57 am
Forum: General
Topic: Japanese Credit Cards. What’s in your wallet?
Replies: 33
Views: 1779

Re: Japanese Credit Cards. What’s in your wallet?

JAL airmiles visa- a modest yearly fee and you can take out card loans. The airmiles are only really worth it for domestic flights and I have used them a lot recently. Sorry I am copying and pasting from another post on this site, but my Apple account was hacked, and the Japanese hacker got away wit...
by Wales4rugbyWC23
Sat Mar 23, 2024 5:49 am
Forum: Spending and Frugality
Topic: Flying to Ireland
Replies: 15
Views: 943

Re: Flying to Ireland

First things first, you are doing the right thing in flying at September instead of August. It is not just flights that will be cheaper, but hotels and events will be off peak prices, too. Also the weather isn't that bad, still catch the tail end of the summer. I have fond memories of taking my two ...
by Wales4rugbyWC23
Fri Mar 22, 2024 10:05 am
Forum: Real Estate
Topic: WHAT AND HOW DID YOU PAY FOR YOUR DETACHED HOUSE?
Replies: 15
Views: 587

Re: WHAT AND HOW DID YOU PAY FOR YOUR DETACHED HOUSE?

Paid 55 million yen for a Mitsui Home new house in Fukuoka ken, my wife really enjoyed the whole building and interior design process. We are on a housing estate where they would only certain house builders and Tama home was definitely not one of them. Financed through SMBC with a 10-million-yen dep...
by Wales4rugbyWC23
Wed Mar 20, 2024 11:35 pm
Forum: General
Topic: Japan mortgage lenders allowing renting?
Replies: 2
Views: 148

Re: Japan mortgage lenders allowing renting?

Hello, I have a specific challenge and wonder if anyone here has any advice. Along with my Japanese partner, we own a house in West Tokyo where we live with young family However, I have a too good to turn down job offer overseas that is attractive enough to do for a few years with the aim of coming...