RetireJapan

I have about 20% in foreign bonds myself, and I’m happy with it. I’m not going for maximum returns and maximum risk. But different people will have different objectives. If you use a tool like myindex.jp based on actual data, you have a basis for whatever portfolio allocation you might choose. If y...

Tsumitate Wrestler wrote: ↑Tue Apr 09, 2024 6:48 am
So....why bother? Most new research data
{It may be worth considering an index that tracks inflation linked government bonds}

Thanks I I have now moved part of my emergency fund out of cash and into JGBi.

Do you think living in Japan makes investing in bonds unneeded or less important? I've always followed the Bogle way of having a diversified portfolio with a worldwide stock index fund and bonds for diversification. I was surprised to see so many people in Reddit Japan finance subreddit saying they ...

How do you purchase the same fund with multiple sources. For example 50,000 from Rakuten card and 50,000 from 証券口座 for Emaxis Slim All Country?

Edit: You have to add it multiple times.

yes please pass on the info.

Are there any tax accountants able to do taxes for both Japan and the U.S. that anyone can recommend?

In the U.S. it is recommended to keep bonds in retirement accounts to reduce taxes. Is this applicable to Japan as well?

Thank you for the link I'll check it out!

I found the expense ratios for various ETFs but does Rakuten charge any fees when making purchases? My wife has Rakuten and I have Vanguard (U.S.)so I am trying to come up with the best strategy to use them effectively. Since Vanguard has no fees I was wondering if Rakuten does or not. Thanks in adv...

Would there be any disadvantage to having her invest all available funds in Japan and myself not investing? I am the only one working so all funds would be coming from my salary in Japan.