RetireJapan

I had my wife cancel her term life insurance policy recently. Got it when our first kid was born, one for me and one for her. I don’t think she actually needs me to keep paying for my policy anymore either, but she’s happier knowing a wad of cash will be available should something happen to me, besi...

Hi all, sadly my plans of retiring in Japan have been cut short. I have to move back to England though will be returning every year to visit the inlaws. From what I've researched I need to: - Notify authorities of my leaving and tidy up things like pension etc - close my Japan based bank accounts b...

I do see one advantage of having a mortgage though - mine is fixed at a “low” rate, and I expect to be able to get better returns from investing than the rate of my mortgage over its remaining term.

PR does help with getting a lender to give you a mortgage.

If you would be paying cash for the home then I am not aware of any issues from not having PR.

Would you kindly throw up a snap of that sample contract? Let me see if I can get this to work: https://i.ibb.co/t251BcK/Gift-Contract-Template.jpg (set to be deleted 6 months from today, sorry) I can't remember exactly which book this was from (I took a bunch of photos of interesting pages before ...

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I am certainly not changing my approach radically. I simply will: 1. Get a signed contract between my mother-in-law and children. My mother-in-law takes this stuff pretty seriously, lol. 2. Inform my child upon taking over the account of the outside chance of complications, and arm them with a copy...

I wonder whether there’s a downside to buying say 10 million yen’s worth of a well diversified mutual fund such as SBI’s wrap of Vanguard Total World Stock ETF at Sony Bank instead of my regular broker (Monex)? Unfortunatey Sony Bank doesn’t sell eMAXIS Slim All Country so SBI’s VT wrap seems to be...

It's interesting though that even though they're making a song and dance about their 0 commission dollar yen conversions, the small print does say that there is actually a BID-ASK spread Yes, but when the spread is so narrow, it becomes almost meaningless to think about - more than the spread, the ...

100% agree.

Global central banks are all targeting inflation of 2% or thereabouts each year. That’s an ongoing devaluation of those monies, whichever one you pick.