RetireJapan

Eeek. I am hoping for a 4% return after inflation, but would be happy with 3%. Slightly overweight EM, for whatever that is worth. I'm also overweight EM (more than 'slightly') as I think that's where the value is. Historically, 5% real returns has been the norm for equities, but globalization mean...

Despite the confusions and limitations in confidence expressed above, respondents still have very high expectations for the rate of return on their investment portfolio. The global average is a very high annual return of 10.2% over the next five years. More than one in 10 (13%) expect an extremely ...

https://www.bbc.com/news/business-19907460 I said: I think overall visitor numbers may have been down slightly - especially visitors to London from within the UK, vs overseas visitors - but IIRC the visitors London had spent quite a bit more overall. From your link: Overseas residents made three mi...

Japan is certainly considerably cheaper than the US when it comes to uni costs. We have Junior Nisa for both our kids that will go towards their uni fees, if they go to uni - by the time they're uni age, I wouldn't be surprised if we're all working for the robot overlords or something. My kids will ...

adamu wrote: ↑Mon Oct 22, 2018 10:46 am Spoiler: 4-5% return.

Nice short interview from Morningstar:

https://www.youtube.com/watch?v=x5fX0CdESMk

That's 4-5% in NOMINAL returns. NOMINAL. Not real returns.

Inflation right now in the US is over 2%, btw.

I hope everyone was listening to me when I told people - repeatedly - that avoiding (paying down) debt was more important than investing. Markets can go up....or down, debt is always debt until it's gone.

Nm

Also worth noting that when the Games were held in London the number of visitors went down. Transport ran smoothly. Shops and tourist attractions complained. Everyone had been scared off by the high prices of flights and the lack of hotel accommodation. So it’s a myth that the Olympics attract tour...

Er, no. Bond crashes can be every bit as bad as stock market crashes. It's hard to come up with an investment viewed as more safe than short-term US T-bills. What do you think the biggest real drawdown has been for US T-bills? Interesting. Would love to see the numbers :) Biggest real drawdowns hav...

RetireJapan wrote: ↑Mon Feb 26, 2018 9:55 am Remember that a bond crash is nowhere near as bad as a stock crash.

Er, no. Bond crashes can be every bit as bad as stock market crashes.
It's hard to come up with an investment viewed as more safe than short-term US T-bills. What do you think the biggest real drawdown has been for US T-bills?