Search found 249 matches

by Gareth
Tue Apr 23, 2024 4:08 am
Forum: Small Business/Self-employment
Topic: Insurance for freelancers
Replies: 6
Views: 379

Re: Insurance for freelancers

What would you need to insure as a freelancer that any health/life insurance doesn't cover? Loss of earnings I'm a freelance writer so have no assets. My health insurance covers me in case of hospitalization/serious injury or sickness. Does it cover loss of earnings too? They way I'm thinking at th...
by Gareth
Tue Apr 23, 2024 3:50 am
Forum: Small Business/Self-employment
Topic: Insurance for freelancers
Replies: 6
Views: 379

Re: Insurance for freelancers

Thanks for the link. That’s what I was looking for. So insurance for freelancers in all industries will come in from autumn this year.
by Gareth
Mon Apr 22, 2024 11:32 am
Forum: Small Business/Self-employment
Topic: Insurance for freelancers
Replies: 6
Views: 379

Insurance for freelancers

A discussion on a different thread about liability insurance led me to this question. I’m a freelancer/contractor at the company I work for but I’m not covered on their liability insurance. Do any freelancers/contractors on this board have any insurance that covers inability to work due to sickness ...
by Gareth
Mon Apr 15, 2024 9:44 am
Forum: Case Studies/Asking for Advice
Topic: PR Application with no Job?
Replies: 13
Views: 781

Re: PR Application with no Job?

I was similarly worried when I applied for PR. Covid was raging and I was concerned the company I was working for would go belly up. Pretty much the day I became eligible, I got my application in. I checked and checked and checked the paperwork I submitted. I got the result in 3 and a half months an...
by Gareth
Tue Mar 26, 2024 12:55 pm
Forum: General
Topic: Sock options
Replies: 24
Views: 823

Re: Sock options

Sakazen in the Tokyo area has big sized shoes and socks. Big feet as well as big guts.
by Gareth
Mon Mar 11, 2024 1:40 pm
Forum: iDeCo
Topic: iDeCo Application with Monex 2024
Replies: 13
Views: 867

Re: iDeCo Application with Monex 2024

Had the same issue of a difference in name between Monex and JSI&T. One phone call to Monex sorted it out.

Once you call and sort it, you’ll barely remember there ever being a problem.
by Gareth
Thu Feb 22, 2024 11:57 am
Forum: Banking
Topic: Increasing spending limit on credit cards
Replies: 5
Views: 280

Increasing spending limit on credit cards

As my parents get older, the likelihood of suddenly needing to hop on a flight back to the U.K. is ever increasing. However, the chance of getting said flight for under 200,000 yen is ever decreasing. 200,000 yen is my spending limit on my JP Bank card. I’d like to increase that to 400,000 maybe eve...
by Gareth
Sat Feb 17, 2024 12:28 pm
Forum: General
Topic: Japanese Credit Cards. What’s in your wallet?
Replies: 33
Views: 1895

Re: Japanese Credit Cards. What’s in your wallet?

Blimey. Everyone seems to have a lot of cards. Don't you find it too much hassle to manage them all?

I just have the one - Japan Post Bank.
by Gareth
Sat Feb 10, 2024 12:41 am
Forum: General
Topic: Is it worth paying off your student loans early? UK
Replies: 11
Views: 463

Re: Is it worth paying off your student loans early? UK

Use the money to pay for your Masters degree, get a higher paying salary and pay more back in your monthly payments if you want to pay it off faster. If you ever have a change in circumstances, you will definitely regret having paid it off, especially if it were in a year where the interest rate had...
by Gareth
Fri Feb 09, 2024 1:32 pm
Forum: General
Topic: Is it worth paying off your student loans early? UK
Replies: 11
Views: 463

Re: Is it worth paying off your student loans early? UK

No no no don’t pay it off.

Martin Lewis explains why much better than I could

https://www.moneysavingexpert.com/stude ... ans-repay/

I actually paid some off in 2018 and 2019 and I regret it now.