Lifetime growth allowance is currently 12 million, but hopefully your investments will also grow over time
Search found 4415 matches
- Tue May 28, 2024 10:56 am
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 36
- Views: 868
Re: NISA - portfolio for the longest term
- Mon May 27, 2024 12:50 pm
- Forum: Stock market investing
- Topic: Ray Dalio Nikkei interview “ more inflation and higher gold prices”
- Replies: 8
- Views: 274
Re: Ray Dalio Nikkei interview “ more inflation and higher gold prices”
If you follow Ray Dalio on LinkedIn he posts frequent essays with his thoughts and predictions. I find them interesting but not particularly actionable
- Sun May 26, 2024 9:28 am
- Forum: Banking
- Topic: Saving/Investing options
- Replies: 4
- Views: 244
Re: Saving/Investing options
Thank you both for your response. The managed fees on my growth fund in NZ are .25% ($2.50 on $1000) Adamu so all good there thanks. I hadn't actually realised I had comments on my post and went ahead and pre-ordered your Guide to NISA 2024 Ben - lol. But am happy to learn about it all the same. Ch...
- Sun May 26, 2024 12:17 am
- Forum: Stock market investing
- Topic: NISA a bad idea for mortgage holders?
- Replies: 13
- Views: 361
Re: NISA a bad idea for mortgage holders?
Really don't agree with this, at least for people who have a reasonable margin of safety with their mortgage payments. If any increase in your payments would put your finances in danger, you have an unaffordable mortgage :shock: How high are rates likely to go? From 0.29% (current lowest floating ra...
- Sat May 25, 2024 11:04 pm
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 36
- Views: 868
Re: NISA - portfolio for the longest term
Going to depend on your situation (of course). I'm planning to have a barbell like allocation: large chunk of cash and world stock fund. But also hoping to have far more money than we need, which will give us a lot of flexibility (we should be able to live off our pensions more or less). You would p...
- Fri May 24, 2024 12:33 am
- Forum: Taxes
- Topic: Can NICs application cause a residency challenge?
- Replies: 7
- Views: 282
Re: Can NICs application cause a residency challenge?
Hmm, well there are certainly people who maybe get sent over by their employer to work in Japan, so I guess they start full-time from day one, but many people come as a spouse of a Japanese person and look for work or come by themselves and look for an employer, so only people in the first case wou...
- Thu May 23, 2024 1:21 am
- Forum: General
- Topic: British expats being able to vote again (registration)
- Replies: 15
- Views: 1021
- Mon May 20, 2024 7:15 am
- Forum: Banking
- Topic: Saving/Investing options
- Replies: 4
- Views: 244
Re: Saving/Investing options
I agree with adamu: if you'll be leaving Japan in a couple of years it's probably not worth setting things up here but instead build a foundation in NZ.
No language issues, and you'll be able to continue using the same providers after you move.
No language issues, and you'll be able to continue using the same providers after you move.
- Mon May 20, 2024 6:46 am
- Forum: New NISA (2024~)
- Topic: Yay or nay? Rakuten Index Balance Fund (70% VT + 30% yen-hedged BNDW) in NISA account?
- Replies: 13
- Views: 600
Re: Yay or nay? Rakuten Index Balance Fund (70% VT + 30% yen-hedged BNDW) in NISA account?
Having the two asset classes mixed in the fund kind of misses the point IMO: I'd want to be selling bonds after a stock crash etc
- Sat May 18, 2024 12:34 pm
- Forum: Taxes
- Topic: Sanity check on tax implications of applying for PR
- Replies: 8
- Views: 356
Re: Sanity check on tax implications of applying for PR
Interesting thread. Thanks for this. Has anyone investigated the possibility to avoid the withholding taxes in the case of Japanese online brokers - eg Rakuten - incase we sell when we’re overseas in a jurisdiction with no capital gains on equities? This thread has got me thinking - maybe all the m...