Search found 248 matches

by jcc
Tue Mar 07, 2023 6:30 am
Forum: General
Topic: How are you doing financially after corona?
Replies: 29
Views: 13370

Re: How are you doing financially after corona?

Working in consumer facing tech/entertainment, corona was probably good for the company. I also bought a house and car, but they're both well within means and thus easily manageable recurring expenses so I'd say overall things are good. Only real concern now is whether they end remote work or not. I...
by jcc
Mon Feb 27, 2023 4:30 am
Forum: Stock market investing
Topic: Splitting investments over multiple accounts and brokerage insurance?
Replies: 9
Views: 1650

Re: Splitting investments over multiple accounts and brokerage insurance?

I recalled a term here - 分別管理 - refering to segregation of customer assets from company assets, and there are many Google hits about this. Here are some (smartphone) links from Rakuten itself, but I think the info is trustworthy and you can find similar from other reputable sources: https://www.rak...
by jcc
Wed Feb 22, 2023 6:46 am
Forum: Stock market investing
Topic: Splitting investments over multiple accounts and brokerage insurance?
Replies: 9
Views: 1650

Splitting investments over multiple accounts and brokerage insurance?

So my partner was worried about rakutens future with their mobile division being generally a bit of a mess. I do think she's probably overthinking it and assume that rakuten shoken would be well insulated from the mobile division, but it did get me to thinking that like I don't want all my eggs in o...
by jcc
Thu Feb 09, 2023 8:49 am
Forum: Stock market investing
Topic: When did you break your indexing rule and how did it turn out?
Replies: 6
Views: 1134

Re: When did you break your indexing rule and how did it turn out?

Would you consider buying an index that is somehow not total market nor cap-weighted to be breaking the "indexing rule"? (i.e., not single stocks, but other indexes) I suppose I could have been clearer. Anything can be indexed, and what I'm referring to is just broad indexes covering enti...
by jcc
Thu Feb 09, 2023 3:14 am
Forum: Stock market investing
Topic: When did you break your indexing rule and how did it turn out?
Replies: 6
Views: 1134

Re: When did you break your indexing rule and how did it turn out?

I bought some Bitcoin in 2011 that if I had held onto all of it, would still be worth more than all the stocks I've ever bought. :shock: Hah, I order some tesla stock some time in 2019 and then later in the day cancelled the order because it was way too speculative. I still think that was the right...
by jcc
Wed Feb 08, 2023 5:41 am
Forum: Stock market investing
Topic: When did you break your indexing rule and how did it turn out?
Replies: 6
Views: 1134

When did you break your indexing rule and how did it turn out?

We all know that indexing is the way forward for long term gains. I've always believed in it and the logical side of my brain has kept me mostly in line. But I think most of us also have that bit in their head that's wanting to give a go to single stocks, and I know a few people have mentioned a sma...
by jcc
Wed Feb 08, 2023 5:11 am
Forum: RetireJapan for Dummies
Topic: eMaxis Slim All Country vs Developed Countries vs...
Replies: 22
Views: 11053

Re: eMaxis Slim All Country vs Developed Countries vs...

I'm not talking about timing the market based on day to day performance. More like, next January I'll compare the returns between all country and developed countries and say all country is doing way better, then I might put in a little money. Then if the trend continues, then I'll keep buying it. T...
by jcc
Wed Feb 08, 2023 5:03 am
Forum: Stock market investing
Topic: Doing a Buffet
Replies: 20
Views: 2737

Re: Doing a Buffet

Buffet had very different reasons to allocate in this manner, it cannot be applied 1 to 1 for a retail investor. He is very clear that he recommends investor use passive and not mirror his investments. He would almost assuredly tell you to invest in all in a s&p500 fund... Just to expand on thi...
by jcc
Tue Feb 07, 2023 9:21 am
Forum: Taxes
Topic: My Inheritance Tax Experience
Replies: 10
Views: 3514

Re: My Inheritance Tax Experience

If possible are you able to share the fee you had to pay the accountant? Was it worth it?
by jcc
Fri Dec 23, 2022 6:11 am
Forum: Real Estate
Topic: Buying a bunch of aircons
Replies: 5
Views: 1041

Re: Buying a bunch or aircons

Had to buy a bunch myself. I doubt you can wait BUT, if you can, february to march is when new models come out and you can get the last years models for cheap. The technology does not change much from year to year. It's a bit silly, so the best deal you'll get is for old models. For quality the impr...