RetireJapan

iDeCo is Tax Advantaged on the Way In, but locked until 60 NISA is Tax Advantaged on the Way Out, but can be withdrawn any time. If he doesn't have enough to max out the iDeCo or Tsumitate NISA My view is Max out iDeCo first and take the Tax Refund and sweep that immediately into NISA every year. Fu...

I am unfamiliar with the systems in place so I cannot comment on how to do this but one thing I will add is that based on all the research I've done regarding mortgages, banks are quite generous with interest rates and evaluation ONLY for primary home mortgages. If you do not actually live in the p...

I know a taylor who comes to Tokyo and Osaka from Hong Kong about every 2-3 months, and then takes the work back to Hong Kong. I think his suits are good.

I'll let you know when I know he's coming to Japan next.

Price depends on material chosen, optional extras, etc..

captainspoke wrote: ↑Tue Apr 22, 2025 8:44 am Minor point, but social security--while not exempt as described above--is (at least?) classed as a public (公務的) pension.

Yes, explained in Message 3 in the thread.

PS You can absolutely continue being “sort of in the past and in the future at the same time”… Did you know it’s actually possible to keep making voluntary NICs even after you’ve started drawing your state pension? It might not apply to everyone, but it’s an interesting quirk of the system that cou...

I think the problem may be that the land has no cashflow, and Japanese banks don't want to be stuck with land they may not be able to off-load,

How about converting it to a pay car park? Or is it not in such a location?

I wonder if the likes of UoB Bank in Singapore might be a bit more flexible ???

I’d recommend sticking with the mutual aid association for the extra 2 years if you can afford the premiums. The coverage is usually better than NHI, and it gives you a smoother transition without surprises. I did the same after retiring, and it gave me peace of mind while I sorted everything out. ...

I'm expecting (at some point) the yen strengthening to 100 or so. I have been in Japan a while. I have it ingrained in my brain that the yen should be around 110 to the dollar. Whether it ever gets to that point again, we will see. Great if you hold Yen and Yen denominated Assets. Not Great if you ...

Thank you. I have in fact read that Article 18 of the US-Japan Tax Treaty relieves the obligation to pay income tax on US Social Security benefits if one is a US citizen and not a Japanese national. However I have tried countless times to find this wording in Article 18 to no avail. Would you be go...

The HMRC Website is Horrible... I don't know if the people who designed it ever tried to use it! I Don't think so! I found this page listing State Pension by the year you would have reached State Pension Age https://www.tfpcalculators.co.uk/state-pension-history/ TAX YEAR State Pension 2025/26 £230....