Search found 1284 matches

by Tkydon
Sat May 11, 2024 6:01 am
Forum: Insurance
Topic: Home (and earthquake) insurance
Replies: 4
Views: 57

Re: Home (and earthquake) insurance

Hello everyone, I'm reaching out to inquire about your experiences with home insurance. Currently, I'm renting a place that I discovered years ago through イエブル. As part of my rental agreement, there's a mandatory insurance policy covering fire, water damage, and related issues. From what I gather, ...
by Tkydon
Sat May 11, 2024 5:59 am
Forum: Insurance
Topic: Home (and earthquake) insurance
Replies: 4
Views: 57

Re: Home (and earthquake) insurance

All Insurance Premiums you pay can be deducted from your Taxable Income, either through Year End Tax Adjustment - Nenmatsu Chosei, or through Tax Filing - Kakutei Shinkoku, so you do not pay tax on those insurance Premiums, or looking at it another way, the government pays 30-50% of the premium wit...
by Tkydon
Sat May 11, 2024 3:40 am
Forum: Insurance
Topic: Home (and earthquake) insurance
Replies: 4
Views: 57

Re: Home (and earthquake) insurance

Hello everyone, I'm reaching out to inquire about your experiences with home insurance. Currently, I'm renting a place that I discovered years ago through イエブル. As part of my rental agreement, there's a mandatory insurance policy covering fire, water damage, and related issues. From what I gather, ...
by Tkydon
Sat May 11, 2024 3:30 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

If you want a high level of income in retirement, then you have to: 1) Save 2) Protect Yourself and Your Family with Insurance(s) 3) Invest 4) Maximize Tax Advantaged Vehicles such as: a) iDeCo b) NISA c) Real Estate d) Blue Return Entities such as Sole Proprietorship Businesses or LLCs, etc.. e) Fu...
by Tkydon
Sat May 11, 2024 3:07 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

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by Tkydon
Sat May 11, 2024 2:41 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

Hi everyone. This is the formula for Japan pension I saw at https://www.nenkin.go.jp/international/japanese-system/nationalpension/nationalpension.html Yen816,000* x ( (1) + (2) + (3) + (4) + (5) ) / 40 years ** × 12 months If this is the correct formula, then someone who has worked ten years would...
by Tkydon
Sat May 11, 2024 2:22 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

This is intriguing, because the national pension that I was calculating for 480 months was quite high.....it sounds like voluntary contributions is similar to an annuity...pay a large sum to get a fixed income later. Is it possible to contribute x amount so that the pension payout would be close to...
by Tkydon
Fri May 10, 2024 11:53 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

bYea, so to calculate the annuity (what you get in retirement) for both national pension and employee separately and then add them together. Because every month you pay employee pension you’re paying national pension at the same So in their case if they only ever contributed 120 months to employee ...
by Tkydon
Fri May 10, 2024 9:07 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

https://www.nenkin.go.jp/international/japanese-system/nationalpension/nationalpension.html This page refers to the Basic Japanese Pension if you are not employed, student, self-employed, etc.. If you are employed, you are covered by the National Employees' Pension Insurance - Kousei Nenkin https:/...
by Tkydon
Fri May 10, 2024 7:54 am
Forum: Pension
Topic: Newbie Question
Replies: 19
Views: 326

Re: Newbie Question

https://www.nenkin.go.jp/international/japanese-system/nationalpension/nationalpension.html This page refers to the Basic Japanese Pension if you are not employed, student, self-employed, etc.. If you are employed, you are covered by the National Employees' Pension Insurance - Kousei Nenkin https://...