RetireJapan

Beaglehound wrote: ↑Mon May 27, 2024 5:56 am What's the source of that Bryan?

Not Bryan, but I found this:

https://www.litrg.org.uk/press-release/ ... st-incomes

Shikoku is really nice. How about that as close enough to Kansai but also a bit tropical.
Kagawa, for example?
Okayama is also beautiful, too, come to think of it.

ap21 wrote: ↑Sun May 26, 2024 1:11 pm He says that only people who can afford to pay off the mortgage with spare cash should consider NISA but that seems a smidge over-cautious...

That is nonsense, if you ask me...

I have a mortgage at a very low interest rate. I have investments which are growing at a much higher rate.
I hope this will continue for another 20 years, but understand that there will be ups and downs along the way. Isn't this normal?

Rakuten's gamble on mobile phone service has not been successful yet. Their finance-related businesses are healthy, and there has been some debate about whether this segment should be spun out and listed separately. https://global.rakuten.com/corp/investors/financial/segment.html Anyway, I wouldn't ...

bryanc wrote: ↑Fri May 24, 2024 2:01 pm Presuming it would be too outrageously cheeky to demand class 3 payments already paid to be taken at the class 2 rate and difference returned!?? Lol

Good luck with that negotiation...

I just recv'd a letter today saying that I had been accepted for class 2 payments even though I had been paying class 3 up til now and was rejected for class 2 payments previously due to never working in full time job in UK before coming to Japan.. No idea what is going on but fell like I have won ...

Thank you for your feedback! So I wonder what class (2 or 3) a person would receive if they were doing say: A) A part-time job B) A collection of part-time jobs C) Freelance work Th other thing is I may no longer have physical proof (like payslips) of employment that happened a really really long t...

Also, your future earnings and your Japanese pension are "yen hedges" in a way, as that part of your future income is all yen-denominated, not to mention your Japanese bank account. If you don't want to leave your spare cash in a bank account, there are JGBi funds, which roll over inflati...

We put a deposit down and that secured our 'first come. first served' status. There were 2 other families who also wanted our house but we paid the deposit first.

Good luck with it.