RetireJapan

I have a Monex account but never use that Vision tool. Set it up, looked at it briefly at first but then just ignored it.
The recommendations it offers are quite conservative. It is always telling me I am underweight in JP stocks and REITs, for example.

What bank/institution are your kids' regular accounts with? We made bank accounts for the kids specifically at MUFG in order to purchase the eMSAC easily, but it's not possible to purchase shares of that online... General advice is to use one of the large online brokers. They let adults set up acco...

I would treat the CC card points as nice to have, but not spend too much time or adjust your setup too much considering they all seem to be bait and switch schemes. Sound advice from Adamu. Choose Rakuten or SBI or Monex for investment. Get the card if you can to "win" extra points to use...

If there was no official agreement and no interest, Japan may see this as a gift to you and apply gift tax.

It certainly screws up plans to travel overseas.

What is this Awful PFIC rule? I'm an American who just opened a new nisa account with SBI (took forever). I purchased a bunch of the UFJ eMaxis series, but just noticed this thread about Americans being required to file lenghty and complicated PFIC tax forms. Is this something an online tax service...

Next year, I'll start drawing my pension, so I do need to reduce volatility of the portfolio as a whole. But according to Morningstar's Christine Benz, a balanced portfolio of 40:60 or 50:50 or 60:40 stocks and bonds are shown to support the highest safe withdrawal rate, so I'll definitely keep a b...

As others have said, in a tax-advantaged account you should invest in products that will grow. This involves taking some risk. If you are 58 or 60 or something then I understand your reluctance. If not, I recommend you keep reading about long-term investing (Boglehead method/ low-cost mutual funds) ...

My understanding of that is five full time employees. Agreed that is what it looks like but it may be a bit more complex than that. This is the source: https://www.nenkin.go.jp/service/kounen/tekiyo/jigyosho/20150518.html Part-timers are also included if they do 3/4 of the work of 'full-time/regula...

3 or 4 months is too short a time period to make any judgments. Keep plugging away for a few years. If things go according to plan, you will see nice positive numbers on your account then.