Search found 264 matches

by ToushiTime
Mon May 20, 2024 2:46 am
Forum: Stock market investing
Topic: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?
Replies: 7
Views: 377

Re: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?

I use the eMAXIS Slim one you mentioned. You might find this interesting: https://www.retirejapan.com/forum/viewtopic.php?p=38854#p38854 This was really interesting. Thank you. I think that I would much rather have less volatility than potential high returns over the long term once I am retired. Th...
by ToushiTime
Mon May 20, 2024 2:00 am
Forum: Stock market investing
Topic: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?
Replies: 7
Views: 377

Re: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?

I suppose one of these days, bonds will finally have a good year. Relieving the pressure off the bond aficionados, and the "I told you so" bond folks will finally be smiling, a little bit. Having a good year is not the purpose of holding bonds. Reducing volatility before/after retirement ...
by ToushiTime
Thu May 16, 2024 6:22 am
Forum: Stock market investing
Topic: Own bonds after you retire?
Replies: 0
Views: 117

Own bonds after you retire?

Retirement is still some way off for me, but this was really interesting: Many of you have probably read or read about this recent paper by Cederberg et al recommending 100% equities not just before but even after retirement: Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advic...
by ToushiTime
Fri May 03, 2024 12:58 am
Forum: Stock market investing
Topic: ETFs being wound up
Replies: 3
Views: 478

Re: ETFs being wound up

Question is: Do Toshi shintaku trusts also get wound up? There's a bit of background to explain the question: One of the ETFs I have 'Nikkei 400 Small and Mid-cap' (ticker: 1492, Mitsubishi UFJ) is being wound up because it's become too small and now inefficient to run. It's mostly in a general acc...
by ToushiTime
Fri May 03, 2024 12:35 am
Forum: General
Topic: Not Japanese, no entry
Replies: 14
Views: 1060

Re: Not Japanese, no entry

Doesn't happen often, but did today when I tried to board a Japanese Maritime Self-Defence Force ship that was open to the public. A bit miffed, to be honest. At the time I just said "oh, okay," and left, but I wish I'd have pushed back a bit more. Probably not a good idea to pick a fight...
by ToushiTime
Wed May 01, 2024 5:22 am
Forum: Stock market investing
Topic: Will the Yen reflect Japan's economy over time?
Replies: 2
Views: 238

Will the Yen reflect Japan's economy over time?

I often wonder whether long-term economic performance correlates with the strength of a currency. A quick search found this: https://www.economicshelp.org/blog/143224/economics/is-a-strong-economy-generally-accompanied-by-a-strong-currency/ Over the next 20 to 30 years, I find it hard to imagine Jap...
by ToushiTime
Fri Apr 26, 2024 1:40 am
Forum: Stock market investing
Topic: Bond Allocation
Replies: 20
Views: 1166

Re: Bond Allocation

As I understand it, these inflation-linked bond funds only work if inflation rises more than expected. If inflation rises as expected, you lose out because regular bonds/bond funds are already discounted for inflation expectations, and the premium you pay for inflation protection from JGBi funds is...
by ToushiTime
Fri Apr 26, 2024 1:10 am
Forum: Stock market investing
Topic: Bond Allocation
Replies: 20
Views: 1166

Re: Bond Allocation

... From the transcript: "This is the risk if you retire in the year 2000, right? You retire, you think, wow, look at all this money I've built up. Wow, Cisco's doing so well. And then boom ,the dotcom bubble burst, you're 50% down, and you actually won't recover in real terms. So I think 13 y...
by ToushiTime
Thu Apr 25, 2024 10:52 pm
Forum: Stock market investing
Topic: Bond Allocation
Replies: 20
Views: 1166

Re: Bond Allocation

Again this is only for cashlike positions, not really and "investment" just inflation insurance. It has done that job quite well from the chart. What chart? I am looking at page five of this https://www.am.mufg.jp/pdf/koumokuromi/252189/252189_20231026.pdf which shows negative returns fro...