RetireJapan

Thanks for the reply, that seems reasonable.
It's only going to be 1000 yen so juggling my tsumitate allocations for the rest of the year to come to an even 1.2 million doesn't seem worth the trouble.

I had been using the tsumitate NISA with Rakuten for 2023; I funded it with a large bonus purchase in January 2023, and then 1,000 yen for each month the rest of the year. This year I have set up tsumitate for 100,000 yen worth each month using half credit card and half direct rakuten bank withdrawa...

Opened in January of 2018! It takes even longer for some

I got one this morning, too.

So assuming that I had my Ideco with Rakuten and am investing exclusively in their all-world wrapper, would it be the smart play to switch future investments to the tawara, or would it be better to switch to the no load and not leave any of the higher fee rakuten fund?

And the coffee at Costco has gone from around 1900 yen to 2900 yen

Just so you know, your trades don't go through on the day you post them, so good luck timing the ups and downs. If you think you're buying on a down day, your purchase may not count until after there's been a bounce back anyways. I've learned this the hard way recently, and now just throw in when I'...