For most domestic and overseas investments the answer is easy, although a bit complicated to calculate for international index funds.
I think my current mix is this:
USD 69%
JPY 25%
AUD 5%
GPB 1%
Search found 513 matches
- Mon Apr 29, 2024 12:52 am
- Forum: General
- Topic: Currency ratio for investments
- Replies: 1
- Views: 138
- Thu Apr 25, 2024 5:38 am
- Forum: General
- Topic: HS & University fees
- Replies: 11
- Views: 590
Re: HS & University fees
I should add one son went to the USA on a high school exchange program. That was at a public US school and the 'non-profit' program cost us about ¥1,500,000 and included a homestay. https://study.yfu.org/ FYI: I did a lot of shopping around, and a lot of public schools charge non-citizens (or even c...
- Thu Apr 25, 2024 5:32 am
- Forum: General
- Topic: HS & University fees
- Replies: 11
- Views: 590
Re: HS & University fees
The year abroad was almost for free, as it consisted of five months “Baito” in my home country, (and that came with a room), travel throughout Europe, followed by another job while staying at a friend’s place. Very good - though not always pleasant - experience. Having a job and a free place to sta...
- Thu Apr 25, 2024 5:29 am
- Forum: General
- Topic: HS & University fees
- Replies: 11
- Views: 590
Re: HS & University fees
1,000,000 food That seems high.... are they a professional athlete? Pro, no. But athletic young male who can burn 3,000-4,000 calories a day and still not put on weight. ¥1,000,000 (for 10 months) works out to about US$20/day. $20 might buy you a cheap lunch... It's impossible to spend less unless ...
- Wed Apr 24, 2024 4:42 am
- Forum: General
- Topic: HS & University fees
- Replies: 11
- Views: 590
Re: HS & University fees
Our private university cost about 1.4 Mio per year, plus entrance fee (300,000?). For the (privately organized) year abroad, we had to pay around 150,000 to secure the place. I generally agree with the estimate for private. ¥6,000,000 for tuition, plus books, transport and food costs. Add xxx if th...
- Mon Apr 15, 2024 3:58 am
- Forum: General
- Topic: Not Japanese, no entry
- Replies: 14
- Views: 671
Re: Not Japanese, no entry
Several months ago, I was walking to my local grocer, where there is a bus stop situated right in front of it. As I was walking, I noticed a long line of, what appeared to be, Chinese men, filing out of the bus, led by an Asian woman (she was probably Chinese, too). I know I am profiling, too, but ...
- Wed Apr 10, 2024 4:10 am
- Forum: Banking
- Topic: Spousal secret stash
- Replies: 23
- Views: 1088
Re: Spousal secret stash
I had an email ostensibly from someone who I know well. I regularly have financial dealings with him, so the modest request sounded legit at first. The wording was a bit off, though, and he confirmed that someone had spoofed his account. Also had a spoofed request for emergency cash from a friend wh...
- Mon Apr 08, 2024 11:20 am
- Forum: General
- Topic: Miyakojima
- Replies: 5
- Views: 375
Re: Miyakojima
Haven't been there, but we went to Ishigaki. Rented a car and an AirBnB for 5 nights. We went diving with a Japanese organization for a 2-dive day trip. They were competent and reasonably priced, but not exactly bespoke. Unlucky in that the Manta City was abandoned due to unusually high temps. Snork...
- Sat Apr 06, 2024 1:34 am
- Forum: General
- Topic: Why is there so much confusion around pensions?
- Replies: 25
- Views: 1047
Re: Why is there so much confusion around pensions?
If I had been able to invest the tens of millions of yen I have paid into the national pension system, the result would be a whole lot more than the forecasted retirement payment ¥2,000,000/yr. On the other hand, most people need to be forced to save, so I do think a mandatory deduction is necessary...
- Wed Apr 03, 2024 4:12 am
- Forum: General
- Topic: Support Group for Foreigners: Counterpoint
- Replies: 0
- Views: 172
Support Group for Foreigners: Counterpoint
I stumbled across this group recently. I know some of the "Team" personally so I trust it will be good info. You can register via a link on the website: https://counterpointjapan.wixsite.com/my-site-6/events-1 Their upcoming events include these: Date: Monday, April 22, 2024 Time: 20:00 - ...