Search found 124 matches

by mikele3
Fri Mar 22, 2024 5:49 am
Forum: Real Estate
Topic: BOJ rate policy and mortgage
Replies: 7
Views: 401

Re: BOJ rate policy and mortgage

captainspoke wrote: Thu Mar 21, 2024 10:50 am How about this: https://www.reddit.com/r/JapanFinance/c ... _mortgage/
Excellent read! Thank you!
by mikele3
Thu Mar 21, 2024 10:24 am
Forum: Real Estate
Topic: BOJ rate policy and mortgage
Replies: 7
Views: 401

Re: BOJ rate policy and mortgage

I am glad I asked, even though I do not understand most of the explanation of how the financial system works. :?

I'll get it eventually.

Yesterday NHK gave a simpler summary of the effect of this policy change.
https://www3.nhk.or.jp/nhkworld/en/news ... index.html
by mikele3
Tue Mar 19, 2024 5:15 am
Forum: Real Estate
Topic: BOJ rate policy and mortgage
Replies: 7
Views: 401

BOJ rate policy and mortgage

Anybody undertands what effect will the BOJ ending negative rate policy, yield curve control have on current mortgages interest rates?
by mikele3
Thu Feb 22, 2024 6:27 am
Forum: Spending and Frugality
Topic: On Installing Solar Array and Battery (Tokyo)
Replies: 20
Views: 906

Re: On Installing Solar Array and Battery (Tokyo)

Thank you!
I will bookmark your post along with this article I saved a while back:
https://www.retirejapan.com/blog/guest- ... n-in-2023/

I am very interested in getting solar panels, but I still have contractor's fatigue and disillusion.
by mikele3
Fri Jan 12, 2024 6:17 am
Forum: New NISA (2024~)
Topic: Strategic date of the month for NISA 24 tsumitate
Replies: 29
Views: 616630

Re: Strategic date of the month for NISA 24 tsumitate

The first year I bought into NISA I bought at the very beginning of the year, all at once, it went down immediately after, I regretted the 10% opportunity loss it for the whole year :D (I do not really care now) The following year, I waited for a good price. I ended up buying at the end of the year ...
by mikele3
Thu Dec 21, 2023 10:26 am
Forum: General
Topic: 10 years old! How has RetireJapan helped you?
Replies: 24
Views: 76364

Re: 10 years old! How has RetireJapan helped you?

After many many years wondering, inquiring, searching the web about how one would go about saving for retirement, I randomly found the RetireJapan blog and learned about NISA and iDeco, which led me to learn about Rakuten Securities, meanwhile I learned what index funds were and eventually, with the...
by mikele3
Wed Dec 13, 2023 5:15 am
Forum: Children/Family
Topic: Books on investing in Italian
Replies: 4
Views: 4699

Re: Books on investing in Italian

To a 14yo I would give a book about investing in oneself, not the markets. I am too far from teenagers’s reality to suggest something sensible, but something that highlights the importance of developing skills, confidence and health would serve anybody much better at that age than worrying on what t...
by mikele3
Tue Nov 28, 2023 5:02 am
Forum: RetireJapan
Topic: Calling all geeks: phpBB maintenance
Replies: 10
Views: 108643

Re: Calling all geeks: phpBB maintenance

Ignore. ... but plan for a time to do the update.

I am a bit on the reckless side, I would have updated already ... it mentions new feature! :D
by mikele3
Wed Nov 08, 2023 1:41 am
Forum: New NISA (2024~)
Topic: Hoping for guidance
Replies: 28
Views: 17907

Re: Hoping for guidance

adamu wrote: Wed Nov 08, 2023 1:35 am As always, it's on the wiki :arrow:
https://retirewiki.jp/wiki/NISA#New_NISA_from_2024
I have been to the wiki quite a few times recently, but I missed to check the entry on NISA; that is great, thanks Adamu.