RetireJapan

Thank you all very much for your advice! I'll go with Tsumitate NISA as I won't have 1.2 million to invest every January.

I turn 51 next month, and have not previously invested in the NISA and iDeCo programs. I've opened an account with Monex and applied for iDeCo, which I intend to max out. Within the next few days I'd also like to start investing in either NISA or Tsumitate NISA. At my age, which would make more sens...

Thanks for the advice everyone - and for the warm welcome!

You're right - it'd be silly to turn down free money - so I'll try to get myself enrolled in the university kyosai nenkin program.

I'll ask at the city office about the possibility of backpaying 10 years, too.

I’m newly registered to these forums, but I’ve been reading them for the last couple of years. Lots of great information here, but until now I haven’t been in a position financially to make use of it. I’m finally ready to start investing for my retirement, but there’s something I’d like to get advic...