Search found 439 matches

by Deep Blue
Tue May 14, 2024 10:39 am
Forum: Real Estate
Topic: WHO WAS YOUR GUARANTOR?
Replies: 5
Views: 297

Re: WHO WAS YOUR GUARANTOR?

No guarantor needed for me either.
by Deep Blue
Wed May 08, 2024 1:46 pm
Forum: Inheritance/Estates
Topic: Japan Deemed Inheritance Tax on Pensions/Annuities
Replies: 11
Views: 53697

Re: Japan Deemed Inheritance Tax on Pensions/Annuities

@retirejapan clean up needed in aisle 5
by Deep Blue
Sat May 04, 2024 1:42 pm
Forum: Taxes
Topic: Japan Tax Office wants me to file Japanese tax return first before filing U.S. tax return
Replies: 36
Views: 1564

Re: Japan Tax Office wants me to file Japanese tax return first before filing U.S. tax return

And something similar for us Brits who couldn't care less about all the US stuff...
by Deep Blue
Fri May 03, 2024 10:51 pm
Forum: RetireJapan for Dummies
Topic: Reason to rethink managed funds? Wife nestegg shock
Replies: 3
Views: 218

Re: Reason to rethink managed funds? Wife nestegg shock

The more concentrated and specialized a fund is, the more extreme the returns can be - in both directions. Most of us realize we can’t pick these funds reliably and hence settle for market average returns at a low cost rather than thinking we’re smarter than the collective wisdom of millions of mark...
by Deep Blue
Wed May 01, 2024 10:48 pm
Forum: iDeCo
Topic: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?
Replies: 23
Views: 894

Re: iDeCo Robo Advisor Portfolio at MONEX...yay or nay?

I will still probabably include fixed income assets in my portfolio and JGBs will probably have a place there because of being able to not worry about the exchange rate fluctuations on that front… Do you genuinely believe lending money to one of the most indebted Governments on the planet for below...
by Deep Blue
Wed May 01, 2024 10:11 am
Forum: General
Topic: Yen falling like a stone
Replies: 27
Views: 1099

Re: Yen falling like a stone

And this opinion: Don't Panic About a Yen Free Fall Some pretty shoddy analysis in that, this typifies it “And yet the cheap yen did not bring Japan the export boom it had expected. On the contrary, it ran a trade deficit in ten of the last thirteen years. By contrast, Japan had run a trade surplus...
by Deep Blue
Tue Apr 30, 2024 2:20 pm
Forum: General
Topic: Yen falling like a stone
Replies: 27
Views: 1099

Re: Yen falling like a stone

If your a "Investor" or "Speculator" it doesn't matter. The last 5-10 years the markets have shifted in the terms of inflation/volatility. Hyperinflation is not really on the table but for a long term Stagflation environment most likely. Maybe another market crash in USA will ha...
by Deep Blue
Tue Apr 30, 2024 12:44 pm
Forum: Taxes
Topic: Family loan (USD) repayment. Taxes?
Replies: 5
Views: 193

Re: Family loan (USD) repayment. Taxes?

I would not try to split up the transactions into multiple chunks. This could raise all kinds of red flags for money laundering etc. Transferring the money to your Canadian bank account first is a good idea though. Then you can bring it to Japan and if asked simply explain the truth, it is a transfe...
by Deep Blue
Tue Apr 30, 2024 8:59 am
Forum: General
Topic: Yen falling like a stone
Replies: 27
Views: 1099

Re: Yen falling like a stone

Guys, last Friday the yen acted like the world was coming to an end, and I suspect it could weaken further given the BOJ said nothing to support the yen following its meeting. It’s certainly the weakest level by far since I came to Japan So I’d like to ask, does anyone feel they have words of wisdo...
by Deep Blue
Mon Apr 29, 2024 11:44 am
Forum: Stock market investing
Topic: Thoughts on Vanguard's actively managed bond ETFs?
Replies: 6
Views: 243

Re: Thoughts on Vanguard's actively managed bond ETFs?

I just invest in a couple of soverign bond trackers, not corporate. The vast majority of my assets are in equity trackers, but I stuck my toes in the water with some gilt funds last year when the YTM was around 4.5% and the duration of the portfolio was 18 years.