Search found 50 matches

by Yokohama
Wed Mar 27, 2024 3:50 am
Forum: Real Estate
Topic: House maintenance
Replies: 3
Views: 259

House maintenance

I think most people have seen houses in JP that are occasionally fully packed in scaffolding where workers do maintenance on the house. 1. What kind of maintenance is usually done to houses here in Japan? 2. Is it worth doing, and if so how often (e.g. every 5y or every 10y)? 3. How much does it usu...
by Yokohama
Mon Mar 18, 2024 12:13 am
Forum: Stock market investing
Topic: Duration of bond funds
Replies: 4
Views: 249

Re: Duration of bond funds

Thanks all, very helpful!
by Yokohama
Sat Mar 16, 2024 1:50 pm
Forum: Stock market investing
Topic: Duration of bond funds
Replies: 4
Views: 249

Duration of bond funds

How can I find the average duration of bonds in a fund? Especially, I would like to look up the average duration of bonds in the following two funds:

- Smart-i 先進国債券インデックス(為替ヘッジあり)
- eMAXIS Slim 先進国債券インデックス

Is anybody aware of a bond fund with a short duration (1 or 2 years)?
by Yokohama
Tue Mar 12, 2024 1:47 pm
Forum: General
Topic: Tracking Finances in Japan
Replies: 8
Views: 618

Re: Tracking Finances in Japan

+1 for Moneyforward
by Yokohama
Tue Jan 23, 2024 5:13 am
Forum: General
Topic: What is this offer from Rakuten?
Replies: 4
Views: 392

Re: What is this offer from Rakuten?

Yes, when it sounds too good, it usually is :D My understanding is those are yearly interest rates (it lists 年 and the rate). It is just they double the interest rate for 7 days. So instead of receiving amount * 4% * 7 / 366 for that period, you will receive double that, just for that week. Update: ...
by Yokohama
Sun Dec 03, 2023 7:15 am
Forum: Legacy NISA (~2023)
Topic: SBI Junior NISA which option to choose
Replies: 4
Views: 6644

Re: SBI Junior NISA which option to choose

To use the Junior NISA account, you will need to select ジュニアNISA口座-旧NISA預り. The other account is a taxable / regular account.
by Yokohama
Fri Aug 11, 2023 11:34 am
Forum: General
Topic: Entertaining guests with children
Replies: 13
Views: 3066

Re: Entertaining guests with children

For dinner, Zauo, a restaurant where you catch your own fish, is fun for kids.

https://www.zauo.com/
by Yokohama
Tue May 09, 2023 1:47 am
Forum: Real Estate
Topic: JP mortgage for real estate abroad
Replies: 4
Views: 1573

Re: JP mortgage for real estate abroad

Planning to buy in South Korea. Interest rates for mortgages are a lot higher in Korea than in Japan.
by Yokohama
Mon May 08, 2023 1:40 pm
Forum: Real Estate
Topic: JP mortgage for real estate abroad
Replies: 4
Views: 1573

Re: JP mortgage for real estate abroad

Thank you for the example. I have the money to buy a property in cash, so any margin calls I can handle. However, I'm very interested in what the actual interest rate would be. If that would be less than 3% than I would prefer to borrow compared to liquidating current investments. I agree that the y...
by Yokohama
Mon May 08, 2023 5:12 am
Forum: Real Estate
Topic: JP mortgage for real estate abroad
Replies: 4
Views: 1573

JP mortgage for real estate abroad

I remember seeing a thread about getting a mortgage in Japan for buying real estate abroad, but I cannot find it. Does anybody have experience with securing a loan in Japan for buying property abroad? What are common interest rates for these types of loans? Any requirements that need to be met? Any ...