Search found 8 matches

by Tolmekian
Sat Dec 09, 2023 2:24 pm
Forum: New NISA (2024~)
Topic: Rakuten new tsumitate nisa setup date
Replies: 54
Views: 2279247

Re: Rakuten new tsumitate nisa setup date

I'm a little confused. If I wanted to max the 1.2M in the Tsumitate portion (NISAつみたて投資枠), can I manually make a purchase for an eligible fund on Jan 1st? Or, do I explicitly need to setup an automatic monthly purchase to make any investments in the Tsumitate portion? If an automatic monthly purchas...
by Tolmekian
Wed Jan 12, 2022 9:51 am
Forum: Spending and Frugality
Topic: Times Car Share
Replies: 25
Views: 6298

Re: Times Car Share

Another advocate for Times Car Share, I used them a lot last year and it was 1) Always cheaper than regular rental such as Toyota rent-a-car (including factoring in the mileage charge, as for the regular companies you need to pay for petrol which is typically the same cost), 2) More flexible with us...
by Tolmekian
Sat Jan 01, 2022 11:27 am
Forum: General
Topic: Happy New Year! Any resolutions/goals?
Replies: 16
Views: 3266

Re: Happy New Year! Any resolutions/goals?

Happy New Year! Good luck on your goals, I would love to see the high-level "annual net worth plan" in a blog, and hopefully we can all benefit from stealing some of the actions :D My goals this year are to 1) Improve my Japanese; after 2 years here I'm barely N4 as I rarely have opportuni...
by Tolmekian
Mon Nov 01, 2021 4:34 am
Forum: General
Topic: Welcome to the RetireJapan forum
Replies: 54
Views: 76940

Re: Welcome to the RetireJapan forum

>✔ Corporate DC plan maxed contributions and diversified allocations (iDeCo not allowed) Is it actually a thing that you can be denied/prevented from using iDeCo if you max out a company DC plan? I thought that your iDeCo contributions would be small, but 0 is a possibility as well? With my corpora...
by Tolmekian
Sun Oct 31, 2021 6:38 am
Forum: Stock market investing
Topic: Automatic monthly investments through Rakuten
Replies: 39
Views: 11669

Re: Automatic monthly investments through Rakuten

Point 1 - Rakuten CC and Rakuten bank are not directly related. Apply for the credit card still. Many members were denied for the bank but approved for the card. The card is very easy to get relative to other Japanese cards. Point 2 - SMBC seems to be listed as supported. Any reason to suspect it w...
by Tolmekian
Sun Oct 31, 2021 1:49 am
Forum: General
Topic: Welcome to the RetireJapan forum
Replies: 54
Views: 76940

Re: Welcome to the RetireJapan forum

Posting a big thank you to Ben, and the dozens of other posts I've read this past month as a lurker. With this site's help I've finally understood how DCs, NISAs, crypto, general investing and much more work in Japan. I've managed to set up most things and learnt a lot along the way. I still have lo...
by Tolmekian
Sun Oct 31, 2021 1:28 am
Forum: Stock market investing
Topic: Automatic monthly investments through Rakuten
Replies: 39
Views: 11669

Re: Automatic monthly investments through Rakuten

Maybe I should ask this in a separate SMBC Prestia Trust thread as it seems more specific to my bank, but I'll ask here first in case anyone has first hand experience. Is there a way to make automatic monthly investment with SMBC Prestia Trust bank? Pretty much every app (rakuten securities, paypay,...
by Tolmekian
Sat Oct 30, 2021 11:45 pm
Forum: Pension
Topic: Ordinarily Resident of the UK
Replies: 52
Views: 15317

Re: Ordinarily Resident of the UK

Also filling this out and I'll opt for "Ordinarily Resident - Yes" based on the advice in this thread. Couple questions: 1) For "Question 21 - 5 Volunteer Development Workers - What is your salary or wage?", as I'm not a volunteer dev worker can I leave this blank? 2) Can I enter...