Search found 289 matches

by northSaver
Thu Apr 25, 2024 1:04 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 557

Re: Liability insurance

Thanks to both of you for taking the time to reply in detail. I'm really in two minds about it, and my wife - who is usually more risk-averse than me - doesn't think we need it. It might be better to spend that 20,000 yen on accident prevention, such as better lighting in the carpark, or replacing t...
by northSaver
Wed Apr 24, 2024 6:34 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 557

Re: Liability insurance

Been looking into this, and so far none of the policies I've found cover being hit by a car. This is the main thing I'm worried about! What else might happen I wonder? Injury due to fire: unlikely because we're on the ground floor and there are several doors and large windows to escape through. Gett...
by northSaver
Tue Apr 23, 2024 5:21 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 557

Re: Liability insurance

Thank you for all the replies. I will look into it some more. I guess the fact it's cheap means that claims are fairly rare. But just in case...
by northSaver
Mon Apr 22, 2024 9:07 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 557

Liability insurance

Do any small business owners here have liability insurance and, if so, is there a company you can recommend? Also, do we even need it? We're sole proprietors of an English school and we're a bit worried about an accident happening in the school or outside in the car park, then getting asked to pay h...
by northSaver
Wed Apr 17, 2024 10:20 am
Forum: General
Topic: Work problems.
Replies: 42
Views: 1675

Re: Work problems.

If it isn't a communication misunderstanding then it looks like your boss is trying to pull a fast one. I understand not getting paid for the week in October, but you definitely should be getting paid for the holiday in December according to the contract. Please show her the contract and explain wha...
by northSaver
Mon Apr 15, 2024 2:46 am
Forum: General
Topic: Not Japanese, no entry
Replies: 14
Views: 894

Re: Not Japanese, no entry

I think I would have left it at that too. As TW says it's not so easy to make a fuss on the spot, particularly if the official looks stern and uncompromising! Though afterwards I would have regretted not asking why at least, and maybe mentioning how long I have been here, how much tax I pay, and so ...
by northSaver
Wed Apr 10, 2024 6:24 am
Forum: General
Topic: Preplanning your own funeral
Replies: 16
Views: 521

Re: Preplanning your own funeral

According to this site, scattering ashes at sea is not prohibited by law, but there are some rules to follow when doing so. There's a company round here that will take you to sea on a small boat in order to scatter someone's ashes. There are a few regulations, such as distance from the shore, and n...
by northSaver
Wed Apr 03, 2024 9:13 am
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1117

Re: Spousal secret stash

I didn't know how much was in the account, so I hadn't been including it in any of my planning. Feels a bit like a minor lottery win :D Could've asked her maybe? I have to ask my wife for her account balances every quarter-end as I can't access them myself. Or maybe you subliminally chose to ignore...
by northSaver
Wed Apr 03, 2024 9:06 am
Forum: Real Estate
Topic: Detached House in Tokyo - Does and Don'ts
Replies: 13
Views: 957

Re: Detached House in Tokyo - Does and Don'ts

1. Even if you are on good terms with your neighbors don't jokingly offer to wash their windows where they line up. I learned first hand that's a big no-no apparently. :-( ... Fantastic and entertaining answer as usual MM. Thank you for typing all that! Yeah, I figured it was something to do with u...
by northSaver
Wed Apr 03, 2024 5:15 am
Forum: Real Estate
Topic: Detached House in Tokyo - Does and Don'ts
Replies: 13
Views: 957

Re: Detached House in Tokyo - Does and Don'ts

So after getting back from a trip to Kyoto I have a couple of questions / observations about detached houses in that part of Japan (and other old cities?) that don't really warrant a new thread. 1. Almost all the houses are detached, with a VERY NARROW gap in between them. WTF? Do they not have the ...