Search found 294 matches

by northSaver
Sat Jun 01, 2024 12:00 am
Forum: Real Estate
Topic: Buying an old home. Loan.
Replies: 4
Views: 142

Re: Buying an old home. Loan.

I think making an offer on the property depends on a few things, such as how long it's been available, how much you really want it, and how much you think it's actually worth. In our case the house had been put on the market the same day we saw it (not advertised yet, the agent phoned us about it), ...
by northSaver
Fri May 31, 2024 11:07 am
Forum: Insurance
Topic: Life insurance vs inheritance
Replies: 13
Views: 317

Re: Life insurance vs inheritance

On the other hand... Insurance: A Tax on People who are Bad at Math?

Maybe get Mrs smalldog to read this before comitting to anything :)
by northSaver
Tue May 28, 2024 12:47 pm
Forum: Banking
Topic: Leaving Japan and transferring money back home
Replies: 23
Views: 717

Re: Leaving Japan and transferring money back home

Does anyone have any ideas how I can get round this or alternative ideas to getting my nest egg back home. I don't know the rules about this so please take it with a pinch of salt, but this answer on the IBSJ FAQ page looks slightly promising: Q: I will be moving abroad. Can I maintain my account o...
by northSaver
Mon May 27, 2024 6:44 am
Forum: General
Topic: For Brits: it's time to vote
Replies: 19
Views: 782

Re: For Brits: it's time to vote

... but what is this info i saw on here about postal votes being too slow?? I think it's pretty much how he explained it in the part I quoted. So if we assume it takes 10 days for the form to arrive form the UK, 1 day to fill it in and post back, then another 10 days to arrive, they would have to s...
by northSaver
Sun May 26, 2024 11:17 am
Forum: General
Topic: For Brits: it's time to vote
Replies: 19
Views: 782

Re: For Brits: it's time to vote

Application for a postal vote: https://www.gov.uk/apply-postal-vote (which I will try and do later). I was told in an email last week from a "Senior Electoral Services Officer" that a postal vote would probably not arrive back in time. This is because: "As this election has called at...
by northSaver
Thu Apr 25, 2024 1:04 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 926

Re: Liability insurance

Thanks to both of you for taking the time to reply in detail. I'm really in two minds about it, and my wife - who is usually more risk-averse than me - doesn't think we need it. It might be better to spend that 20,000 yen on accident prevention, such as better lighting in the carpark, or replacing t...
by northSaver
Wed Apr 24, 2024 6:34 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 926

Re: Liability insurance

Been looking into this, and so far none of the policies I've found cover being hit by a car. This is the main thing I'm worried about! What else might happen I wonder? Injury due to fire: unlikely because we're on the ground floor and there are several doors and large windows to escape through. Gett...
by northSaver
Tue Apr 23, 2024 5:21 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 926

Re: Liability insurance

Thank you for all the replies. I will look into it some more. I guess the fact it's cheap means that claims are fairly rare. But just in case...
by northSaver
Mon Apr 22, 2024 9:07 am
Forum: Insurance
Topic: Liability insurance
Replies: 12
Views: 926

Liability insurance

Do any small business owners here have liability insurance and, if so, is there a company you can recommend? Also, do we even need it? We're sole proprietors of an English school and we're a bit worried about an accident happening in the school or outside in the car park, then getting asked to pay h...
by northSaver
Wed Apr 17, 2024 10:20 am
Forum: General
Topic: Work problems.
Replies: 42
Views: 2415

Re: Work problems.

If it isn't a communication misunderstanding then it looks like your boss is trying to pull a fast one. I understand not getting paid for the week in October, but you definitely should be getting paid for the holiday in December according to the contract. Please show her the contract and explain wha...