Search found 69 matches
- Thu Jun 22, 2023 3:13 am
- Forum: General
- Topic: Currency Exchange
- Replies: 10
- Views: 2309
Re: Currency Exchange
Thank you for suggestions, a trip to Tokyo it will be, it seems.
- Wed Jun 21, 2023 5:57 am
- Forum: General
- Topic: Currency Exchange
- Replies: 10
- Views: 2309
Currency Exchange
I wanted to change Euro into JPY to take advantage of this rate, though local exchange place (I live in Shizuoka City) accepts only up to 50 EUR notes. For 100 EUR notes, they offer only 90% of the rate, which is ridiculous. I tried a few banks but they did not offer change of EUR in JPY, only the o...
- Wed May 10, 2023 2:24 am
- Forum: Real Estate
- Topic: Mortgage Repayment Question
- Replies: 2
- Views: 3070
Mortgage Repayment Question
I have one question about repayment of mortgage. I will get into background a bit, so bear with me please. I took a mortgage when building a new house 8 years ago with a period of 25 years and rate of 0.95% ( I have managed recently to renegotiate the rate down to 0.82%). Recently starting the inves...
- Tue Dec 27, 2022 3:18 am
- Forum: Legacy NISA (~2023)
- Topic: Simple Q&A - NISA
- Replies: 396
- Views: 623410
Re: Simple Q&A - NISA
A small question in regards to NISA yearly allowance. It`s my first year of NISA, so I wanted to check whether I will be able to use the yearly allowance of 1,200,000 JPY immediately from 1st January? Or does it take some time for the allowance to "reset"? Yes, in theory. Bear in mind tha...
- Tue Dec 27, 2022 2:27 am
- Forum: Legacy NISA (~2023)
- Topic: Simple Q&A - NISA
- Replies: 396
- Views: 623410
Re: Simple Q&A - NISA
A small question in regards to NISA yearly allowance.
It`s my first year of NISA, so I wanted to check whether I will be able to use the yearly allowance of 1,200,000 JPY immediately from 1st January? Or does it take some time for the allowance to "reset"?
It`s my first year of NISA, so I wanted to check whether I will be able to use the yearly allowance of 1,200,000 JPY immediately from 1st January? Or does it take some time for the allowance to "reset"?
- Mon Dec 26, 2022 3:41 am
- Forum: Insurance
- Topic: Life Insurance with Investment Aspect
- Replies: 17
- Views: 5312
Re: Life Insurance with Investment Aspect
I have made further confirmations with the insurance companies to get a proper breakdown on the service fees as well as options of finishing the contract. The investment products are that of Pinebridge Investment and Fidelity and I`m enlisted in two active funds - Global(my primary) and US - chargin...
- Tue Dec 20, 2022 6:55 am
- Forum: Insurance
- Topic: Life Insurance with Investment Aspect
- Replies: 17
- Views: 5312
Re: Life Insurance with Investment Aspect
Is there any other demerit to these kinds of life insurance to keep mind on? Is term-life insurance the way to go? I think the benefit for these types of life insurance product is for people who really just don’t want to think about investing, and happy to delegate their own financial future to a l...
- Tue Dec 20, 2022 6:33 am
- Forum: Insurance
- Topic: Life Insurance with Investment Aspect
- Replies: 17
- Views: 5312
Re: Life Insurance with Investment Aspect
Thank you for reply. Is there any other demerit to these kinds of life insurance to keep mind on? You will be paying more, for a lot less.... These products are for those who have 0 risk tolerance for investing or special circumstances. I reckon this "pay more, for a lot less" goes for bot...
- Tue Dec 20, 2022 1:39 am
- Forum: Insurance
- Topic: Life Insurance with Investment Aspect
- Replies: 17
- Views: 5312
Life Insurance with Investment Aspect
I have a question about whole-life insurance with investment aspect to it. I have been interested in getting into investing for a while, but did not really know how to get around to it, and since at that time, I was getting my insurance revised, the option of life insurance with investment caught my...
- Mon Dec 12, 2022 12:30 am
- Forum: Stock market investing
- Topic: Differences between investing in USA and Japan
- Replies: 2
- Views: 1163
Differences between investing in USA and Japan
I have started my investing journey this year and went heavy on NISAs opening an account for me, my wife and two of my kids as well as iDeco. I`m a beginner when it comes to investing so I do try to read up on it via books and this forum was definitely very instrumental on smoothly getting the accou...