Search found 14 matches

by Paulo
Thu Dec 07, 2023 2:01 am
Forum: RetireJapan for Dummies
Topic: Representative Director - Risks without Rewards
Replies: 18
Views: 9036

Re: Representative Director - Risks without Rewards

Did you stop seeing the deduction for employment insurance on your pay slip?
Certainly did. I don't pay that anymore.
by Paulo
Wed Dec 06, 2023 9:50 am
Forum: RetireJapan for Dummies
Topic: Representative Director - Risks without Rewards
Replies: 18
Views: 9036

Re: Representative Director - Risks without Rewards

I became 代表取締役社長 a while back now and there were some benefits I had to give up such as employment insurance, additional healthcare cover, company DC constributions and so on. It also means that all decisions about comp go through the board on an annual basis rather than defined company policies. Th...
by Paulo
Mon Nov 13, 2023 1:06 am
Forum: General
Topic: Recommendations for news/magazine subscriptions?
Replies: 7
Views: 2580

Re: Recommendations for news/magazine subscriptions?

HBR

They halved the number of issues to 6 a year a while back but still a great read with lots of intersting topics across all of business. The print version gives you access to the whole digital back catalogue plus a lot more.
by Paulo
Wed Apr 12, 2023 2:23 am
Forum: General
Topic: SMBC GOLD NL cannot be used for SBI tsumitate, why?
Replies: 7
Views: 578

Re: SMBC GOLD NL cannot be used for SBI tsumitate, why?

That page explains what counts towards the 1M yen spend you need to hit in the year to become eligible for no annual card fees. Any Tsumitate payments (which can be done from that card) are not included in the count.
by Paulo
Thu Dec 01, 2022 1:00 am
Forum: Legacy NISA (~2023)
Topic: JNISA in SBI
Replies: 3
Views: 331

Re: JNISA in SBI

It's defintely there, and it's defintely available for J-NISA and T-NISA. Every member of my family has it in their portfolio.
by Paulo
Tue Nov 01, 2022 5:18 am
Forum: Legacy NISA (~2023)
Topic: SBI and NISA (do I need an SBI bank account?)
Replies: 3
Views: 469

Re: SBI and NISA (do I need an SBI bank account?)

You don't need a Neobank account, you can transfer funds in from many different financial institutions. One advantage of having one though is to easily, quickly and at no costs move funds in and out. From Neobank you have your yen denominated account and you have what they call a hybrid account. Any...
by Paulo
Mon Oct 31, 2022 10:11 am
Forum: General
Topic: SBI V Points Unavailable
Replies: 8
Views: 477

Re: SBI V Points Unavailable

It certainly wasn't the most simple procedure to go through but they were very helpful and I got there in the end. And now I'm loving points to buy stocks. I've only had the card 2 months and already received and spent 30,000 points (5000 of those came from MyNumber) :)
by Paulo
Thu Oct 20, 2022 5:31 am
Forum: Small Business/Self-employment
Topic: Looking for a payment processor that accepts international CCs
Replies: 7
Views: 3301

Re: Looking for a payment processor that accepts international CCs

I would give Adyen a look. We had some good conversations with them. Never moved forward but not for reasons to do with them.
https://www.adyen.com/ja_JP/
by Paulo
Wed Oct 05, 2022 1:55 pm
Forum: Legacy NISA (~2023)
Topic: How to withdraw yen from dollars using SBIsec
Replies: 4
Views: 403

Re: How to withdraw yen from dollars using SBIsec

I've never withdrawn, only deposited, but looking at this page it would appear you need a Sumishin SBI Net Ginko account with foreign currencies that's linked to your SBI account.
by Paulo
Wed Sep 28, 2022 7:23 am
Forum: Real Estate
Topic: Length of mortgage: philosophy
Replies: 15
Views: 1464

Re: Length of mortgage: philosophy

My mortgage will be paid off 2 years before retirement and I like the feel of that. The idea of being debt free as regular paid employment comes to an end syncs with me.

I don't have any plans to pay it off early, the rates are so low and I'd rather have the money doing more productive things.