RetireJapan

The author of the article seems to be worried that mortgage rates might go up a lot. Of course, the rates have been pretty low in Japan for decades, so you shouldn't be too worried. On the other hand, it might be an idea to get a fixed rate mortgage if you're risk averse... Here's a historical char...

The author of the article seems to be worried that mortgage rates might go up a lot. Of course, the rates have been pretty low in Japan for decades, so you shouldn't be too worried. On the other hand, it might be an idea to get a fixed rate mortgage if you're risk averse... Here's a historical chart...

I did a bit of googling about claiming back dividend tax on a ETF and it seems that although you can't do that with an ETF tracking a foreign index like the FSTE or MSCI , it is in principle possible with an ETF tracking a Japanese index like the TOPIX or Nikkei225 the reason being that the compani...

We are a bit all over the place, but your original plan to use a Nikkei 225, would only give you 1.5% dividend annually. Would that supplement your retirement? I don't see how this this plan would work unless you have a very large nestegg to devote to it. ... If you hunt down dividend etfs or cover...

No no no no. You are locking in the weak yen when you purchase this ETF. Surely not. If the yen strengthens by say 10% against the dollar, the value of the basket of Japanese stocks comprising the ETF will automatically increase by 10% in dollar terms. Now if you'd bought a S&P500 ETF with the ...

So sad to hear that you're going back to the UK! Thanks for all your kind advice... I can't see any history of adamtokyo and you exchanging info in the past 🕵🏻‍♂️ Does anyone have any ideas how I can get round this or alternative ideas to getting my nest egg back home. Is it in cash, or invested? I...

I am afraid you have a pretty fundamental misunderstanding then. Most of the growth in the market is not from dividends. At best, helf is. An investor should target growth and dividends together. Yes yes I understand all that. The difference is that I want to have current income from ETF dividends ...

captainspoke wrote: ↑Tue May 28, 2024 12:07 pm

ChapInTokyo wrote: ↑Tue May 28, 2024 11:18 am Ahh... so only 15,000 yen a month to supplant my pension. Oh ain't life hard!

You want to supplant your pension?!??



(Are you using bing or chatGPT to write your posts?)

Ah, I really should ask chatGPT to write my posts. I meant supplantment my pension, of course...

So sad to hear that you're going back to the UK! Thanks for all your kind advice... no idea how best to take your nest egg back intact though... maybe the best way to maintain the yen value rather than lock in the weak yen value into pounds would be to buy iShares MSCI Japan ETF (EWJ) at an online ...

Thanks for your reply! If I understsand you correctly, I'd still need to open up a Japan based account for this which I believe I have to close before I leave the country. So I'm still stuck. Or is this an incorrect assumption? Firstrade is an US online broker. They accept international account app...