Search found 29 matches

by gaijin86
Mon Apr 08, 2024 11:53 am
Forum: General
Topic: Resigning from seishain position, going freelance
Replies: 16
Views: 693

Re: Resigning from seishain position, going freelance

kojinkigyo 個人企業: downsides: - probably unstable income, - health insurance (as others have said, you may be able to continue on your former companies health insurance scheme for a while) - national pension: 16k+ per month for yourself also also for spouse. The kokumin nenkin generally pays out much ...
by gaijin86
Sat Mar 23, 2024 8:36 pm
Forum: Spending and Frugality
Topic: Flying to Ireland
Replies: 15
Views: 1448

Re: Flying to Ireland

I've just come to Europe on KLM. Amsterdam is one of the better airports for changing. However, all the direct flights to Europe now are IMO too long (14+ hours). So I would recommend going via the middle east -- Qatar or Ethiad (There is also Emirates which is usually a bit more expensive, but is g...
by gaijin86
Sun Jan 07, 2024 10:04 am
Forum: Spending and Frugality
Topic: Cheap gym alternatives around Tokyo?
Replies: 8
Views: 64608

Re: Cheap gym alternatives around Tokyo?

I guess you are looking for gyms near where you live or work. If you live near Oyamadai (on the Oimachi line), Setagaya-ku: https://www.se-sports.or.jp/facility/oyamadai/ It's a bit small but costs only 140 yen. Yakumo gym (Meguro) costs 300 yen https://www.city.meguro.tokyo.jp/sports/shisetsu/sport...
by gaijin86
Tue Nov 07, 2023 12:16 pm
Forum: Banking
Topic: Wise 1m yen transfer limit
Replies: 15
Views: 10031

Re: Wise 1m yen transfer limit

I asked IB if it would be OK to move a large-ish amount of Euro to my IB account, change it to Yen, then transfer the Yen to my Japanese bank. They said I shouldn't be using IB as a currency exchange, but did not say anything about penalties or stopping the transfer. My conclusion is that they may t...
by gaijin86
Sat Oct 28, 2023 11:40 am
Forum: Banking
Topic: Visa, Mastercard, or AMEX?
Replies: 20
Views: 12392

Re: Visa, Mastercard, or AMEX?

Get a Mastercard rather than Amex.
Amex usually has higher fees and is accepted in fewer places.
by gaijin86
Thu Oct 19, 2023 11:12 am
Forum: Local groups and meetups
Topic: Retired in Tokyo Meeting (October 23)
Replies: 5
Views: 6674

Re: Retired in Tokyo Meeting (October 23)

I'll be there (2nd time).
For Ben: to find the building (it has the weird name of Hygeia )
〒160-0021 Tokyo, Shinjuku City, Kabukicho, 2 Chome, 44−1 11F
by gaijin86
Fri Sep 29, 2023 2:41 am
Forum: General
Topic: prescription meds
Replies: 15
Views: 4369

Re: prescription meds

Statins are one of the most cost-effective and well-studied treatments out there and I believe much more harm is caused by people delaying the initiation of their use than by adding them to a healthy diet and exercise regimen. Yep, I second that. I wish my cardio doc had put me on statins and high ...
by gaijin86
Fri Sep 29, 2023 2:15 am
Forum: General
Topic: Do you have a retirement plan / project?
Replies: 31
Views: 19234

Re: Do you have a retirement plan / project?

Roger: "we all know Japan isn't really a G7 country."

I believe you are wrong there.
Ppoverty, homelessness etc. are not criteria for membership or lack thereof. If they were, most of the G7 countries would fail, with perhaps Japan being the only one that "passes".
by gaijin86
Fri Sep 08, 2023 4:58 am
Forum: Stock market investing
Topic: Transferring shares from a UK broker to Rakuten
Replies: 2
Views: 1525

Re: Transferring shares from a UK broker to Rakuten

I think Rakuten-sec does not allow transfers of "positions" (=investments) between brokers as in the ACATS system (which works among US brokers). See: https://www.reddit.com/r/JapanFinance/comments/10qfo63/transferring_stocks_from_overseas_broker_to_japan/ Therefore, you will have to sell ...
by gaijin86
Fri Sep 08, 2023 4:44 am
Forum: RetireJapan for Dummies
Topic: Brokerage in USD? (No conversion involved)
Replies: 4
Views: 3341

Re: Brokerage in USD? (No conversion involved)

Yes, (just to confirm what adamu said). Years ago I had USD in an overseas bank (after exiting some expensive wrapper fund in Zurich Insurance). I moved it back to Prestia (as USD), then moved it to Rakuten-sec (as USD), then invested in USD funds, mostly in NISA account. FYI-1 10% is deducted from ...