Search found 3 matches

by sanfransicko
Wed Nov 29, 2023 1:23 am
Forum: iDeCo
Topic: SBI iDeCo - which SBI world fund, or switch to Monex?
Replies: 3
Views: 1176

Re: SBI iDeCo - which SBI world fund, or switch to Monex?

I don't think it's worth switching due to the out of market risk and fees involved. For SBI's iDeCo, I go with 93% eMAXIS Slim 全世界株式(除く日本) 7% eMAXIS Slim 国内株式(TOPIX) Which is a rough approximation of the all country fund (although 6% Japan is more accurate recently ) Cheers! Unfortunately when she ...
by sanfransicko
Tue Nov 28, 2023 3:29 am
Forum: iDeCo
Topic: SBI iDeCo - which SBI world fund, or switch to Monex?
Replies: 3
Views: 1176

SBI iDeCo - which SBI world fund, or switch to Monex?

Hi all. I'm American and don't use an iDeCo account, but my Japanese wife does have one through SBI. She doesn't have a ton in it at the moment (probably around 1.3 million yen) because we previously lived overseas. She'll continue to save the max each month (around 23,000 yen). Wife has 25 years un...
by sanfransicko
Mon Nov 20, 2023 6:53 am
Forum: New NISA (2024~)
Topic: When to move money from taxable account to new NISA?
Replies: 10
Views: 5440

When to move money from taxable account to new NISA?

Hi all. We are considering the best path forward to maxing the new NISA (for wife, not myself). She has around ¥11mm in a taxable account and wants to use this to fill her NISA. She can save ¥150,000 per month of new money. This is higher than what we would normally save for her but she/we want to m...