RetireJapan

We put a deposit down and that secured our 'first come. first served' status. There were 2 other families who also wanted our house but we paid the deposit first. Good luck with it. This option was not available as multiple people applied on the same day. It seems in this case, securing financing i...

We saw a property we loved the other day, a real bargain. Met the owner, and checked the property over with an agent and a trusted architect/renovator. We made an offer on the same day, along with at least 1 other interested party. The Agent said it"s first come first serve . Whoever passes mor...

Most aps, and many brokers websites, have the option to change this.

In a taxable account though, I'd probably give the ETFs the edge, since there is no way to get a tax credit for the US withholding tax paid by a non distributing Mutual Fund. I'm pretty certain most funds recovers those taxes internally. They changed the law in 2020 to prevent mutual funds from bri...

In a taxable account though, I'd probably give the ETFs the edge, since there is no way to get a tax credit for the US withholding tax paid by a non distributing Mutual Fund. I'm pretty certain most funds recovers those taxes internally. They changed the law in 2020 to prevent mutual funds from bri...

Choose the mutual fund. The spreads that a larger broker can get on USD/YEN are better than an individual investor can hope to get. It is all set and forget. No leaky NISA balloons! Keep those dividends in. For taxable? Pretty much a tossup, but Japanese funds are easier. Remember when you do go to ...

As I understand it, these inflation-linked bond funds only work if inflation rises more than expected. If inflation rises as expected, you lose out because regular bonds/bond funds are already discounted for inflation expectations, and the premium you pay for inflation protection from JGBi funds is...

Ah I guess one of those is this fund https://www.am.mufg.jp/pdf/koumokuromi/252189/252189_20231026.pdf So unlike a single TIP or JGBi, you are not guaranteed an amount at maturity. You get whatever the market thinks your fund is worth. I had a TIPs ETF but gave up as I figured the cost of inflation...

So....why bother? Most new research data {It may be worth considering an index that tracks inflation linked government bonds} Thanks I I have now moved part of my emergency fund out of cash and into JGBi. Are you going to hold them 10 years until maturity? I thought about parking some of my spare c...

Well my conversation went about as well as I expected. She laughed, she cried, she flipflopped, contradicted herself, dismissed my issues, tried the waterworks to get me to give up. Tried to say that she couldn’t have staff taking time off whenever they liked (despite that being illegal). I explain...