RetireJapan

You see, I’m retired so I definitely do not want to turn off the pay outs. So tax free dividends seem to make excellent sense since I will still keep the NISA account fully invested up to the limit while enjoying the income stream. Of course the account will increase in value if I keep reinvesting ...

Seems to me that if I start producing artificial dividends by selling off funds in the NISA account from next year that will be very much a ‘leaky NISA’ and not really taking advantage of the account’s tax advantaged status for both income generation and capital gain. Is that not so? You can turn i...

I think that in the longest run we all tend to die. So why not enjoy the tax free dividends from ETFs if you’ve already completed your accumulation phase, is my train of thought here. Plus, by keeping the ETF itself untouched and hopefully increasing in value in the home currency it’ll act as an in...

I think that in the longest run we all tend to die. So why not enjoy the tax free dividends from ETFs if you’ve already completed your accumulation phase, is my train of thought here. Plus, by keeping the ETF itself untouched and hopefully increasing in value in the home currency it’ll act as an in...

You have Nikkei, less than 5% of the market, S&P500 less than 50% of the market, and FTSE All cap/MSCI ACWI tracking most of the market. I don't think you can really compare the Nikkei to the overall market in the long-term. Topix would be a much better choice, but the same issues remain. I thin...

Read an article (at the bottom; Japanese) recently saying that with the current rise in mortgage interest rates, it's a big risk for most households with mortgages to invest in NISA; rather they should be using that money to repay the mortgage and do any saving in government bonds. Thoughts? I'm pr...

Rakuten's gamble on mobile phone service has not been successful yet. Their finance-related businesses are healthy, and there has been some debate about whether this segment should be spun out and listed separately. https://global.rakuten.com/corp/investors/financial/segment.html Anyway, I wouldn't...

I would not bother, and just use a Ultra-short Bond index instead.

Here is a list of YEN and USD options on both exchanges.

https://myindex.jp/search_fund.php?b=3180&e=111

We did not get it.

Someone who applied a few hours before us seems to have had a pre-approved mortgage lined up.

Oh well, it was learning experience.

We have to chat with AU, about what happens now that the pre-approval has gone through, but there is no house!

Take out the furniture, replace the blinds, and replace the remote.

I would consider leaving appliances like the washer or fridge, that may not be worth any money, as a way to entice renters. Unless you have plans for them.

Pray you get a good tenant. Get a security deposit.