RetireJapan

I just signed a mortgage with Prestia a few weeks ago without having PR. (still waiting. Applied in Dec2023). The interest rate was not inflated (actually they made me a very good offer at 0,39%) but they would finance only 80%. The rest I had to pay with own funds. So not having PR when getting a m...

Just adding another data point. I applied in Tokyo at beginning of December 2023 and as of Aug 2024 I am still waiting. They didn’t give me a specific time frame. I did it on my own. It was a bit of a pain to gather the documents. But just because I don’t really like doing administrative stuff. In h...