Search found 40 matches

by tokyojoe
Wed Mar 15, 2023 12:52 am
Forum: RetireJapan for Dummies
Topic: Where/ when / how to submit a tax declaration?
Replies: 4
Views: 2639

Re: Where/ when / how to submit a tax declaration?

Many thanks to Retirejapan and sutebayashi, Apologies for the slight delay in responding, but I have been able to verify that no tax declaration is required - which is obviously a very nice feature of such a tokutei account. In case it might help, for those of you who are interested in checking your...
by tokyojoe
Fri Mar 03, 2023 5:36 am
Forum: RetireJapan for Dummies
Topic: Where/ when / how to submit a tax declaration?
Replies: 4
Views: 2639

Where/ when / how to submit a tax declaration?

Dear All, A bit of a dummy's question, but with the end of the financial year approaching, how does one go about submitting a tax declaration? I sold some stocks/funds this year, making a few hundred man yen in profit (capital gains?). All of these stocks were held in tokutei accounts (Rakuten and M...
by tokyojoe
Tue Nov 01, 2022 2:39 pm
Forum: Legacy NISA (~2023)
Topic: To rollover, or not to rollover ... that is the question
Replies: 2
Views: 1556

Re: To rollover, or not to rollover ... that is the question

You don't have to roll over everything. So roll over the overseas equity funds with the best returns, but not the bond funds or that Japanese fund. Then buy new overseas equity funds with the remaining 370,000 yen to make up 1.2M (?) Many thanks for the reply, and apologies for the slight delay in ...
by tokyojoe
Fri Oct 28, 2022 3:05 pm
Forum: Legacy NISA (~2023)
Topic: To rollover, or not to rollover ... that is the question
Replies: 2
Views: 1556

To rollover, or not to rollover ... that is the question

Dear All, I am just considering whether to rollover a regular NISA at the end of this year. This was a first ever NISA, so I played it perhaps a little too safely with a high proportion of bonds. I have done a few basic calculations (presented below) which suggest that it would be better not to roll...
by tokyojoe
Sun Sep 25, 2022 1:31 am
Forum: RetireJapan for Dummies
Topic: National Insurance: Neglecting payments and how to turn it around
Replies: 42
Views: 739653

Re: National Insurance: Neglecting payments and how to turn it around

I have a follow-up question. This is not going to sound too bright, but I am having trouble remembering/tracking down who I worked for just before I came out to Japan. I am pretty sure it was work that I had through an agency rather than a direct employment, but now I am not sure how to find their ...
by tokyojoe
Wed Sep 14, 2022 8:10 am
Forum: General
Topic: Leaving Japan - General Guide
Replies: 22
Views: 8357

Re: Leaving Japan - General Guide

Many thanks - this is a great idea for an article, since a significant proportion of foreigners in Japan do leave Japan, either forever or for some time. 10-- Exit Tax Basically if you have more than Y100M in assets, then you would have to mark to market and pay Capital Gains Tax on the paper gain.....
by tokyojoe
Tue May 24, 2022 8:54 am
Forum: General
Topic: Could I afford to NOT retire in Japan?
Replies: 78
Views: 20074

Re: Could I afford to NOT retire in Japan?

Mulling over a blog post at the moment, but recently I have been thinking about how reasonable the cost of living can be in Japan (at least for our situation here in Sendai, owning or mostly owning our home). Right now I am pretty confident about our ability to retire here and live off pensions and...
by tokyojoe
Tue May 03, 2022 6:20 am
Forum: Real Estate
Topic: Negotiating with landlord when asked to leave
Replies: 5
Views: 953

Re: Negotiating with landlord when asked to leave

If you have a direct line of communication with the owners then you could maybe ask them politely if they would consider giving you your full deposit back if you cleaned it reasonably thoroughly yourself on leaving, that is about as far as I would think about asking them (since they are moving back ...
by tokyojoe
Tue May 03, 2022 5:50 am
Forum: Spending and Frugality
Topic: Mac
Replies: 13
Views: 1584

Re: Mac

Just such a waist as we all know there is some value in it. Aluminum cases and precious metals etc. Presuming that it is an intel CPU Mac, then the simplest thing to do is to install linux and use it as a linux machine. That way you can avoid the waste problem. Linux is free software and is somewha...
by tokyojoe
Tue May 03, 2022 4:29 am
Forum: Banking
Topic: Two factor authentification on overseas accounts
Replies: 6
Views: 1693

Re: Two factor authentification on overseas accounts

This reply is a little late but in case you are still interested. As some of the other people have replied, the two factor authentication is generally a bit of a pain, and if there is an alternative available you can investigate that. But there is sometimes not an alternative available. I don't have...