RetireJapan

It's not an exact science, but businesses are usually valued as a multiple of some metric (most commonly revenue or EBITDA), based on what comparable businesses (i.e.other restaurants of similar scale/success) have been valued at/sold for in the recent past. Publicy traded restaurant chains might gi...

I've recently gone through a lot of this, so thought I'd share a bit. Some background: After working in Japan for over 20 years now, I was recently sent overseas by my company (Jpn company) on a typical kaigai-tenkin assignment, which means I don't know how long it'll be before I'm recalled, but the...

How common? Not very... probably akin to an earthquake in terms of likelihood, ie. a hack to your financial institution is probably likely to happen at some point, but the severity of said hack will vary widely, with most, if not all, being small and not negatively affecting you personally. In the u...

JohKun wrote: ↑Mon Apr 24, 2023 2:29 pm It probably also depends on where you live.

A European friend of mine lived in Denenchofu...

Indeed, but comparing to the richest neighbourhood in Japan isn't all that useful. I'm sure kids living in Malibu or Knightsbridge get lots too.

Not suited to NiSA investing (or any long-term investing for that matter) for precisely the reasons TokyoWart outlined. These are marked-to-market every day, and thus behave very differently than a regular investment. In other words, it's not simply the difference from Point A (the S&P 500 level...

When I first saw the subject of the post, I thought this was about how much pocket money Japanese wives give their husbands, which would be an equally interesting topic for discussion. If it happens at all to anybody following the forum. Exactly what I thought when I clicked the link. Part and parc...

I've been watching too. I've been a big fan of his podcast "I Will Teach You To Be Rich" , which features more "normal" people than the TV show, and digs a little deeper (I always thought a similar podcast for gaijins in Japan might be a good idea, hint hint RJ!). Some of the gue...

Bottom line, if you want 5% you need to take risk. That risk will introduce volatility. This is the truth right here. But I'd like to better understand why the volatility is such a concern for you. Volatility is a given condition, and for individual investors, we overcome that by focusing on the lo...

At the risk of sounding boorish and insensitive to those negatively affected, to be honest, the COVID era turned out great for me personally. Work-life balance has gone way up, unimaginably so for working at a traditional Japanese company. Salary initially went down about 15% the first year, but the...

A few thoughts: This may be an attempt by your landlord to keep an address in Japan while being posted by his company to work overseas, i.e. to pretend he's a resident to avoid all the hassles of cancelling everything when stationed abroad. (banks send physical email periodically as part of their co...