RetireJapan

SMBC card works with SBI, but they're due to cut the amount of points later this year. Rakuten already cut their points recently. Not sure about Monex. You could possibly convert your SMBC card to one of the eligible ones for SBI , giving up the ANA points. Not sure if that's worth it - and note the...

I don't think so? Beware that signing up for that means that you'll have to submit a consumption tax return every year. But you'll be able to claim back the consumption tax for business expenses. For expenses as part of your fulltime job, you should get 100% refunded by your employer and they deal w...

For 2014 onwards, it looks like the website is quoting you the standard voluntary payment (class 3) rates, whereas the letter is quoting you class 2 rates based on your individual circumstances (probably because you were working abroad during those periods). I'd go with the letter. At 35 years old, ...

What are the actual criteria for class 2 to have worked for a while in the UK before you come to Japan? 3. Immediately before going abroad, you were ordinarily an employed or self-employed earner in the UK. https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contribu...

What are the actual criteria for class 2 to have worked for a while in the UK before you come to Japan? 1. You’re employed or self-employed outside the UK, and 2. You’ve lived in the UK for a continuous 3-year period at any time before the period for which NICs are to be paid, or before going abroa...

Yutaka2024 wrote: ↑Tue Apr 30, 2024 6:36 am learn to trade

The real key is to set yourself up so that when you are not doing anything, be that trading, or any other kind of work, you are still able to live comfortably and support your lifestyle.

Two things are certain in life...

I think the point ChapInToyko is making, and that's explained in the article, is that if you buy a dividend-paying ETF in a taxable account, you can claim the foreign tax deduction, but if you buy a reinvesting fund, you can't. For taxable, it seems there are now three categories: 1) Foreign ETFs th...

Yes I thought about the need to keep a bit of headroom to allow for reinvestments. For VTI I think that dividends are paid out quarterly and on an investment of 1.2 or 2.4 million yen will be less than the price of one ETF share so I’d probably need to keep a space of around 200,000 yen or so below...

Interesting, thanks for sharing.