Search found 2151 matches
- Tue May 14, 2024 8:31 am
- Forum: General
- Topic: PR Application - Experience
- Replies: 5
- Views: 143
Re: PR Application - Experience
Bottom line: The whole process was less complicated as I´d have it expected to be. Submitting the application is just the beginning 😁 Give us an update once the residence card is in your hands. Hopefully the next communication is the postcard to pay the fee, rather than a request for more documents...
- Mon May 13, 2024 3:40 pm
- Forum: RetireJapan for Dummies
- Topic: Which credit card for which NISA?
- Replies: 4
- Views: 101
Re: Which credit card for which NISA?
SMBC card works with SBI, but they're due to cut the amount of points later this year. Rakuten already cut their points recently. Not sure about Monex. You could possibly convert your SMBC card to one of the eligible ones for SBI , giving up the ANA points. Not sure if that's worth it - and note the...
- Thu May 09, 2024 2:43 am
- Forum: Small Business/Self-employment
- Topic: Tax Qualified Invoice ID + a fulltime job any complications?
- Replies: 2
- Views: 148
Re: Tax Qualified Invoice ID + a fulltime job any complications?
I don't think so? Beware that signing up for that means that you'll have to submit a consumption tax return every year. But you'll be able to claim back the consumption tax for business expenses. For expenses as part of your fulltime job, you should get 100% refunded by your employer and they deal w...
- Tue May 07, 2024 10:16 am
- Forum: Pension
- Topic: Making Sense of My Situation with the UK National Insurance System
- Replies: 3
- Views: 269
Re: Making Sense of My Situation with the UK National Insurance System
For 2014 onwards, it looks like the website is quoting you the standard voluntary payment (class 3) rates, whereas the letter is quoting you class 2 rates based on your individual circumstances (probably because you were working abroad during those periods). I'd go with the letter. At 35 years old, ...
- Sat May 04, 2024 3:20 pm
- Forum: Pension
- Topic: change UK state pension from NICs class 3 to 2
- Replies: 6
- Views: 276
Re: change UK state pension from NICs class 3 to 2
What are the actual criteria for class 2 to have worked for a while in the UK before you come to Japan? 3. Immediately before going abroad, you were ordinarily an employed or self-employed earner in the UK. https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contribu...
- Fri May 03, 2024 12:48 am
- Forum: Pension
- Topic: change UK state pension from NICs class 3 to 2
- Replies: 6
- Views: 276
Re: change UK state pension from NICs class 3 to 2
What are the actual criteria for class 2 to have worked for a while in the UK before you come to Japan? 1. You’re employed or self-employed outside the UK, and 2. You’ve lived in the UK for a continuous 3-year period at any time before the period for which NICs are to be paid, or before going abroa...
- Tue Apr 30, 2024 10:41 am
- Forum: General
- Topic: Yen falling like a stone
- Replies: 27
- Views: 1114
Re: Yen falling like a stone
The real key is to set yourself up so that when you are not doing anything, be that trading, or any other kind of work, you are still able to live comfortably and support your lifestyle.
- Sat Apr 27, 2024 9:31 am
- Forum: Taxes
- Topic: Social insurance potentially being added to financial income
- Replies: 11
- Views: 528
Re: Social insurance potentially being added to financial income
Two things are certain in life...
- Sat Apr 27, 2024 2:49 am
- Forum: New NISA (2024~)
- Topic: Rakuten VTI Fund or Vanguard Total Market ETF in Monex NISA account?
- Replies: 12
- Views: 652
Re: Rakuten VTI Fund or Vanguard Total Market ETF in Monex NISA account?
I think the point ChapInToyko is making, and that's explained in the article, is that if you buy a dividend-paying ETF in a taxable account, you can claim the foreign tax deduction, but if you buy a reinvesting fund, you can't. For taxable, it seems there are now three categories: 1) Foreign ETFs th...
- Fri Apr 26, 2024 1:54 am
- Forum: New NISA (2024~)
- Topic: Rakuten VTI Fund or Vanguard Total Market ETF in Monex NISA account?
- Replies: 12
- Views: 652
Re: Rakuten VTI Fund or Vanguard Total Market ETF in Monex NISA account?
Yes I thought about the need to keep a bit of headroom to allow for reinvestments. For VTI I think that dividends are paid out quarterly and on an investment of 1.2 or 2.4 million yen will be less than the price of one ETF share so I’d probably need to keep a space of around 200,000 yen or so below...