RetireJapan

Care to name that fund so people can look at the data by themselves? The point I wanted to make is larger than the fund itself so I do not want to disclose the name of the fund or the asset management company now -- sorry. A good suggestion for finding active funds that have performed well is by go...

To a certain extent, active fund performance is random, and survivorship bias makes it difficult to evaluate them (put simply, firms will start ten funds, and then close the seven that underperform and keep the ones that do well). Additionally complicating things, successful active funds suffer fro...

RetireJapan and Jamo -- you are intelligent enough to have a constructive dialogue about how to build and optimise an investment portfolio. Japanese investors make rational investment decisions. If you go to the homepage of Rakuten Securities or any of the other online brokerages you can find out wh...

A book I own describes diversification as spreading risks across many securities whose individual risks are unrelated to each other. It says that a risk-averse individual can build a low-risk portfolio from a collection of risky assets if the risky assets are appropriately selected. The writer says ...

I’m just going to throw this out to start a discussion about the negative and positive aspects of passive investing. RetireJapan writes in his latest blog post that the safe and steady approach of low cost, diversified and passive investing works best with larger amounts of money. But passive invest...

If you only selected the funds based on their fee levels you must have picked the ones with the lowest fees. Some of the funds in the lineup invest in overseas ETFs or have solid track records but won’t have the lowest fees.

The thing I would add is that online securities brokerages - at least SBI Securities does - allow you to set up fund purchases not only once per month but for any time period you choose. So if you would like to buy into a low-cost fund twice a month, four times a month or just once every two months,...

Hi Akatani, which funds for iDeCo did you choose at SBI?

The ranking of providers at http://www.dcnenkin.jp/ranking/ gives the following top-5 for September:

- SBI Securities
- Aeon Bank
- Mizuho Bank
- Rakuten Securities
- Japan Post Bank

Hi Kansaifolk,

That sounds like interesting way to select stocks. I think it is not necessarily a bad strategy to pick companies. It might be an idea to spend some time building one or more shadow portfolios with stocks and exchange-traded funds you are possibly interested in.