Search found 374 matches
- Tue May 14, 2024 10:32 am
- Forum: Real Estate
- Topic: WHO WAS YOUR GUARANTOR?
- Replies: 5
- Views: 321
Re: WHO WAS YOUR GUARANTOR?
No guarantor for mortgage, I don't think. For a house I rented, I think I used my wife's uncle. Never heard of that co-owner thing in the OP and suspect it is nonsense. Certainly nobody I know in Japan who has bought a house has had any co-owner listed.
- Mon May 13, 2024 8:27 am
- Forum: General
- Topic: Selling English books
- Replies: 5
- Views: 152
Re: Selling English books
Mercari - I've sold quite a few on there and you get much better prices than taking to Book-Off etc - typically 500 - 800 yen for a paperback novel.
- Sat Apr 27, 2024 11:21 am
- Forum: Real Estate
- Topic: Selling a flat in the UK
- Replies: 6
- Views: 420
Re: Selling a flat in the UK
Don't sell it, the Japanese tax office will really go after you especially if you have been reporting it in your yearly tax return with depreciation. Although you probably will be able to subtract the capital gains tax you paid in the UK from anything owed in capital gains in Japan. I'm not plannin...
- Fri Apr 26, 2024 11:06 pm
- Forum: Real Estate
- Topic: Selling a flat in the UK
- Replies: 6
- Views: 420
Re: Selling a flat in the UK
Don't sell it, the Japanese tax office will really go after you especially if you have been reporting it in your yearly tax return with depreciation. Although you probably will be able to subtract the capital gains tax you paid in the UK from anything owed in capital gains in Japan. I'm not plannin...
- Fri Apr 26, 2024 2:58 am
- Forum: Real Estate
- Topic: Selling a flat in the UK
- Replies: 6
- Views: 420
Selling a flat in the UK
Hi. I bought a flat in the UK some years ago. Paid cash so no mortgage. At the time the yen rate against the pound was very favourable so now, even if the flat hadn't increased in value, it would be worth a lot more than it was in yen terms. I am not thinking of selling any time soon but my question...
- Wed Apr 24, 2024 1:03 pm
- Forum: Insurance
- Topic: Liability insurance
- Replies: 12
- Views: 711
Re: Liability insurance
I don't think we have ever claimed but I have had students fall off chairs more times than I can remember and one once managed to smash a lower pane of glass in a sliding door when she did so. Luckily nobody was injured. Also had a car bump into the wall of the car park, and a few kids fall in the g...
- Mon Apr 22, 2024 11:01 am
- Forum: Insurance
- Topic: Liability insurance
- Replies: 12
- Views: 711
Re: Liability insurance
We have juku hoken and I think it is based on how many students we have. Have never had to make a claim, thankfully, but think it is worth having.
- Sun Mar 24, 2024 11:12 am
- Forum: Real Estate
- Topic: Detached House in Tokyo - Does and Don'ts
- Replies: 13
- Views: 1033
Re: Detached House in Tokyo - Does and Don'ts
One thing that doesn't appear to be very common in Japan, but we insisted on was a full survey. If you are buying a new house it shoudl be ok to skip but we went for a 30+ year old home so I wanted to make sure there were no nasties down the line. The surveryors went into all the crawlways, up in t...
- Sat Mar 23, 2024 10:05 am
- Forum: Spending and Frugality
- Topic: Flying to Ireland
- Replies: 15
- Views: 1316
Re: Flying to Ireland
I flew at Christmas and took the view that it was worth paying a bit more for a ticket that could be cancelled just in case. I booked with Emirates on their website, from Narita to Dubai To Glasgow. As it happens my wife did have to cancel and getting the refund for her was incredibly easy and painl...
- Wed Mar 20, 2024 12:48 pm
- Forum: Real Estate
- Topic: WHAT AND HOW DID YOU PAY FOR YOUR DETACHED HOUSE?
- Replies: 15
- Views: 691
Re: WHAT AND HOW DID YOU PAY FOR YOUR DETACHED HOUSE?
We paid (I think) 33 million for 24 year-old renovated house on 88 tsubo of land. 35 year mortgage but paid off in 11. Two floors, small garden, nice big mikan tree, 4 / 5 parking spaces. Had only had my own small English school for just less than 2 years and no PR so was lucky to get a loan at all....