Search found 1426 matches

by captainspoke
Thu May 30, 2024 6:13 am
Forum: Case Studies/Asking for Advice
Topic: Moving from overseas to retire early in Japan
Replies: 7
Views: 173

Re: Moving from overseas to retire early in Japan

I’d check your assumptions about Japan not taxing capital gains on your existing assets. After you acquire permanent residency for tax purposes (not the same as PR for visa purposes, natch) I believe that when you sell down these assets to “spend down previous assets” you would be expected to pay J...
by captainspoke
Wed May 29, 2024 3:04 am
Forum: Banking
Topic: Leaving Japan and transferring money back home
Replies: 21
Views: 547

Re: Leaving Japan and transferring money back home

I've looked at using Wise but I can only hold ¥1,000,000 (£5000) which is not big enough for my life savings. Another option would be to open an IB account here (Interactive Brokers), put everything in that, and then have them transfer your account to their UK branch/operations. (Not sure how fast ...
by captainspoke
Tue May 28, 2024 12:07 pm
Forum: New NISA (2024~)
Topic: NISA - portfolio for the longest term
Replies: 39
Views: 1368

Re: NISA - portfolio for the longest term

ChapInTokyo wrote: Tue May 28, 2024 11:18 am Ahh... so only 15,000 yen a month to supplant my pension. Oh ain't life hard! :cry:
You want to supplant your pension?!??



(Are you using bing or chatGPT to write your posts?)
by captainspoke
Tue May 28, 2024 9:13 am
Forum: New NISA (2024~)
Topic: NISA - portfolio for the longest term
Replies: 39
Views: 1368

Re: NISA - portfolio for the longest term

The chart at the top of the page comparing the Dow and S&P500 seemed off--perhaps since it only goes up to June 2021 (or perhaps only to a little earlier than that?). This is what yahoo finance shows, going from mid/late 2010 to the present If that comes thru, notice that the S&P500 has very...
by captainspoke
Tue May 28, 2024 12:22 am
Forum: New NISA (2024~)
Topic: NISA - portfolio for the longest term
Replies: 39
Views: 1368

Re: NISA - portfolio for the longest term

... I hadn’t really given it much thought to be honest, ... My impression is that you might spend too much time on some of these meanderings. ;) ... so I asked Bing “ is investing in the Dow jones industrial average index better than investing in the s&p500?” and this is what Bing came up with....
by captainspoke
Fri May 17, 2024 11:17 am
Forum: Stock market investing
Topic: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?
Replies: 8
Views: 649

Re: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?

I suppose one of these days, bonds will finally have a good year.

Relieving the pressure off the bond aficionados, and the "I told you so" bond folks will finally be smiling, a little bit.
by captainspoke
Fri May 17, 2024 12:21 am
Forum: Taxes
Topic: Tax Avoision (“…I say, ‘Avoision’”)
Replies: 16
Views: 821

Re: Tax Avoision (“…I say, ‘Avoision’”)

Lurker, here. I see some topics here about non-Japanese paying taxes in Japan on foreign income, foreign capital gains, and foreign inheritance. ... Imagine being an american (in america) and asking a similar question--i.e., the US would not only go after those things, they'd nail you to the wall i...
by captainspoke
Thu May 16, 2024 9:44 am
Forum: Stock market investing
Topic: Need advice: take profits?
Replies: 18
Views: 731

Re: Need advice: take profits?

If you transfer assets, you have to account for them, calculate the capital gain, and pay capital gains tax , and if over the Gift tax Threshold, the child would have to pay pay Gift Tax, as if you had sold the assets, paid the Capital Gains Tax, transferred the cash, paid Gift Tax, and then repurc...
by captainspoke
Thu May 16, 2024 9:02 am
Forum: Stock market investing
Topic: Investing in stocks through Interactive Brokers
Replies: 6
Views: 283

Re: Investing in stocks through Interactive Brokers

LucasVi91 wrote: Thu May 16, 2024 6:00 am...does not seem to allow me to invest in British options such as Vanguard etc. I have emailed the company and they said because I am based in Japan this is not possible.
...
Are you trying for the British version of vanguard ETFs (assuming there is one), or the US?

Eg, ask if you can buy VOO.
by captainspoke
Thu May 16, 2024 8:37 am
Forum: General
Topic: For US folks - new ID.me vs ssa.gov login
Replies: 5
Views: 258

Re: For US folks - new ID.me vs ssa.gov login

I'm not sure about using ID.me for SSA login, versus the 'regular' way you mention, so this is not a direct answer to your question. But I did create an ID.me account for IRS purposes a couple months ago--photos of suitable IDs submitted, then a video call to confirm those, and setup did get done. ...