Search found 1429 matches
- Fri May 31, 2024 8:36 am
- Forum: Insurance
- Topic: Life insurance vs inheritance
- Replies: 14
- Views: 386
Re: Life insurance vs inheritance
Cheapest/easiest might be term insurance thru your employer. In my case, private school mutual aid assn, but I think most any 厚生 system would have it. It does get more expensive as you age (not level term, if you've heard of that), but no salespersons involved, etc. Only catch is that signup is year...
- Thu May 30, 2024 9:32 pm
- Forum: Real Estate
- Topic: Owning a second home abroad (without being rich :)
- Replies: 5
- Views: 209
Re: Owning a second home abroad (without being rich :)
I know that in northern Mich and Wisc there are some summer homes that are closed and left for big parts of the year, but have you considered the security aspect? In some areas, you cannot leave such a property unattended--your appliances would disappear, maybe even the plumbing, and other such thin...
- Thu May 30, 2024 9:20 pm
- Forum: Banking
- Topic: Leaving Japan and transferring money back home
- Replies: 23
- Views: 742
Re: Leaving Japan and transferring money back home
I would not recommend a check--if something goes awry, you'd be unable to get it back to the originating bank to straighten things out. And I would refer to this kind of check as a D/D, or demand draft. In the early years of my life here I used these to send money to the US, instead of a wire transf...
- Thu May 30, 2024 6:13 am
- Forum: Case Studies/Asking for Advice
- Topic: Moving from overseas to retire early in Japan
- Replies: 9
- Views: 310
Re: Moving from overseas to retire early in Japan
I’d check your assumptions about Japan not taxing capital gains on your existing assets. After you acquire permanent residency for tax purposes (not the same as PR for visa purposes, natch) I believe that when you sell down these assets to “spend down previous assets” you would be expected to pay J...
- Wed May 29, 2024 3:04 am
- Forum: Banking
- Topic: Leaving Japan and transferring money back home
- Replies: 23
- Views: 742
Re: Leaving Japan and transferring money back home
I've looked at using Wise but I can only hold ¥1,000,000 (£5000) which is not big enough for my life savings. Another option would be to open an IB account here (Interactive Brokers), put everything in that, and then have them transfer your account to their UK branch/operations. (Not sure how fast ...
- Tue May 28, 2024 12:07 pm
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 39
- Views: 1562
Re: NISA - portfolio for the longest term
You want to supplant your pension?!??ChapInTokyo wrote: ↑Tue May 28, 2024 11:18 am Ahh... so only 15,000 yen a month to supplant my pension. Oh ain't life hard!
(Are you using bing or chatGPT to write your posts?)
- Tue May 28, 2024 9:13 am
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 39
- Views: 1562
Re: NISA - portfolio for the longest term
The chart at the top of the page comparing the Dow and S&P500 seemed off--perhaps since it only goes up to June 2021 (or perhaps only to a little earlier than that?). This is what yahoo finance shows, going from mid/late 2010 to the present If that comes thru, notice that the S&P500 has very...
- Tue May 28, 2024 12:22 am
- Forum: New NISA (2024~)
- Topic: NISA - portfolio for the longest term
- Replies: 39
- Views: 1562
Re: NISA - portfolio for the longest term
... I hadn’t really given it much thought to be honest, ... My impression is that you might spend too much time on some of these meanderings. ;) ... so I asked Bing “ is investing in the Dow jones industrial average index better than investing in the s&p500?” and this is what Bing came up with....
- Fri May 17, 2024 11:17 am
- Forum: Stock market investing
- Topic: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?
- Replies: 8
- Views: 684
Re: BNDX etf? eMAXIS Slim 先進国債券インデックス fund? or NF・外国債ヘッジ有ETF?
I suppose one of these days, bonds will finally have a good year.
Relieving the pressure off the bond aficionados, and the "I told you so" bond folks will finally be smiling, a little bit.
Relieving the pressure off the bond aficionados, and the "I told you so" bond folks will finally be smiling, a little bit.
- Fri May 17, 2024 12:21 am
- Forum: Taxes
- Topic: Tax Avoision (“…I say, ‘Avoision’”)
- Replies: 16
- Views: 828
Re: Tax Avoision (“…I say, ‘Avoision’”)
Lurker, here. I see some topics here about non-Japanese paying taxes in Japan on foreign income, foreign capital gains, and foreign inheritance. ... Imagine being an american (in america) and asking a similar question--i.e., the US would not only go after those things, they'd nail you to the wall i...