Search found 234 matches

by N00bster
Sun Dec 25, 2022 1:40 pm
Forum: Real Estate
Topic: Buying a bunch of aircons
Replies: 5
Views: 1044

Re: Buying a bunch of aircons

Thanks for the testimonies and suggestions. The problem with the offer from the construction company is that it comes as an "option" on top of the building work - i.e. you are charged separately, and on the official retail price (which is way higher than the market price as I learned when ...
by N00bster
Fri Dec 23, 2022 5:59 am
Forum: Real Estate
Topic: Buying a bunch of aircons
Replies: 5
Views: 1044

Buying a bunch of aircons

Hi everyone, it has been a while! So I finally bit the bullet and became a home owner (by building - that's a story in and by itself). Before moving it I need to equip my new home with air conditioners - probably 4 or 5. I am not going with the home owner on this one because of their limited choice ...
by N00bster
Sun Dec 19, 2021 1:10 am
Forum: Banking
Topic: Using accumulated points to pay a CC
Replies: 4
Views: 782

Re: Using accumulated points to pay a CC

Wow, I didn't know about this, and this seems to be the best way to use one's points as it allows you to change them all (well, non expiring ones at least) into direct money. :shock:

Thanks a lot for sharing this!
by N00bster
Tue Nov 23, 2021 2:31 am
Forum: Real Estate
Topic: Selling old house - better to tear down?
Replies: 5
Views: 887

Re: Selling old house - better to tear down?

I don't have the answer to your question, but may be interested as a buyer depending on the location and size of the land. :lol:

I tried to contact you privately but you seem to have deactivated private messages.
by N00bster
Wed Nov 03, 2021 9:19 am
Forum: Real Estate
Topic: Selling stocks to build a house, is it a bad move?
Replies: 19
Views: 2629

Re: Selling stocks to build a house, is it a bad move?

Thanks everyone for the comments so far. I am really on the fence between getting that house built in a convenient location, with a good environment for the kids, and slowing down my walk towards FI, or going the other extreme and getting something much cheaper with a 1 hour commute to Tokyo, knowin...
by N00bster
Mon Nov 01, 2021 11:29 am
Forum: Real Estate
Topic: Selling stocks to build a house, is it a bad move?
Replies: 19
Views: 2629

Re: Selling stocks to build a house, is it a bad move?

RetireJapan wrote: Mon Nov 01, 2021 9:28 am Personally speaking, I would go for the cheaper house and borrow the money.

Hopefully this will be useful to you as a mirror to find your true feelings 😉
That's what my rational self says as well.

The emotional self however yells to blow it all on something really nice. :lol:
by N00bster
Mon Nov 01, 2021 10:54 am
Forum: Real Estate
Topic: Selling stocks to build a house, is it a bad move?
Replies: 19
Views: 2629

Re: Selling stocks to build a house, is it a bad move?

Well, the cheapest you can build a house that size is around 1500万 (think tateuri quality), and for 2500万 or so you can build a good quality house with local komuten (but without any luxuries like natural wood or designer stuff etc). I wouldn't mind tateuri quality as long as the bare minimums in t...
by N00bster
Mon Nov 01, 2021 9:17 am
Forum: Real Estate
Topic: Selling stocks to build a house, is it a bad move?
Replies: 19
Views: 2629

Selling stocks to build a house, is it a bad move?

So, I am facing a financial dilemma and thought I would ask the wiser people of the forum about it. ;) My finances have been doing pretty well lately, in no small part thanks to the advice of this site. On the other hand I haven't been making much progress when it comes to owning my own residence, s...
by N00bster
Fri Jul 09, 2021 1:56 pm
Forum: Stock market investing
Topic: IB to stop charging for monthly account maintenance
Replies: 5
Views: 1208

Re: IB to stop charging for monthly account maintenance

I received it too. Guess that's good news for most people on the forum who want a non-Japanese broker with basic security like 2FA.
by N00bster
Thu Jul 01, 2021 12:47 am
Forum: Real Estate
Topic: Open House - does anyone have any experience?
Replies: 2
Views: 1500

Re: Open House - does anyone have any experience?

Same experience with email and phone harassment earlier this year. That alone was enough to convince me not to deal with them, but I also took a look at their homes and they look very cheap. No I'm not talking about the price (even though they are definitely on the lower end of the market). They loo...