RetireJapan

If it's a modestly larger company, wouldn't severance be on a chart in the company rulebook? Altho it may be unusual, my smallish uni did have such a chart--years of service in successive rows down the left, then maybe 4-5 columns, the heading of each for a different type of separation. One column f...

There was just a discussion about this over on reddit: https://www.reddit.com/r/japanlife/comments/1bveook/opinion_about_the_education_system/ Not necessarily that thread, but the consensus in my reading on this (and my opinion) seems to be that elementary (primary) here is pretty good, if not excel...

From NYT: 4 Mistakes Couples Make When Discussing Money Therapists share the secrets to a drama-free money chat. April 5, 2024, 5:04 a.m. ET I like talking to my husband about a lot of things, but money isn’t one of them. Most of our conversations about spending go something like this: We lament our...

I can invest the DC element in any approved fund, and the choices are fine - low cost equity trackers, job done. But only the first 25,200 yen a month... the rest is "cash balance" and kept in cash. Really weird. I work for a large global bank, so it isn't like they are not financially li...

I grab an old envelope or napkin, and do my numbers there.

I browsed across this article this morning, and thought of this thread. In the answer, the expression "financial infidelity" is used, which I think relates to the discussion above--does a secret stash represent that or not. https://slate.com/business/2024/04/girlfriend-tax-return-salary-ra...

For both of us, separate accounts have always been the norm. And while not hidden, there's no need to lay out all the details. Since we've both always worked, we collaborate on and share what we decide to, and the rest we can do what we want with. I'm not really sure how much money/investments she h...

Oops.

I blended my personal situation into that reply--talking about foreign dividends and gains and forgetting that I should not generalize.

... I got a letter with 4 payment vouchers to be paid over the course of the tax year. The amount of those payments I assumed was based on my income from 2022, that's the "forecast" I mentioned, perhaps estimate would have been the better word to use. Anyway I am assuming I will receive a...

... The Kokusai Mura on the edge of Lake Noji in Nagano becomes an international summer camp for July and August. These days perhaps 30% are Japanese and 50% mixed nationality. Out of season, it is more a like a retirement village, since village employment is very limited and the nearest large city...