RetireJapan

If you want to go this route, it's probably easier to build a similar portfolio by mixing a balanced fund with a few stock funds. For example, now I use E-Maxis Slim 8-way balanced fund (60%) and supplement it Japanese (10%), developed markets (20%), and emerging markets (10%) stock funds. This giv...

As others have said, the bogleheads advice is good but US specific. Interesting. Boglehead's recommend a 3 fund portoflio : Total World index Total Domestic Index Developed Bond Index ( your age in bonds) Can't it be applied in Japan as well? I was considering building my first portfolio like this ...

IIRC you're still rather young. I personally wouldn't see much need to put 20% of money into bonds. If you're young with an ample time frame to invest and are reasonably risk-tolerant, you could consider something like: Emerging 40% Developed 40% Commodities/metals 10% REITs 10% Thank you for the r...

a) What is the insurance on your children? b) Does your wife work outside the home? Hi again, I went over all insurance papers since they were signed 2 years ago and were a blur. These are the insurances I pay: Death Y3,000/month- benefit Y30million expires at age 40. Cancer Y2750/month - benefit Y...

Hi guys, thank you for all the advice on the other topics so far. iDeCo papers are sent and waiting for the post to deliver them. Will ask for advise before sending the application. I got my SBI online broker account and NISA ready, and a lump sum of ¥1.2 million. After reading the forum posts and R...

2015 borrowed $15K and moved my family from Eastern Europe ( politically and financialy unstable) to Japan. 1. First year in Japan found a job and started paying my debts. 2. Second year managed to save ¥1 million. 3. July 2017, started researching what to do with the extra monthly savings and ran i...

Went and looked at a building site and construction company today. We live in Fukuoka City. The company was JR Nishitetsu Group. They are building a new station in one of the main train lines and also building/built around 141 houses within 2 minutes walk from the new station. The land price was ¥13...

Hi Dragonash, Thank you for your advice. Wanted to clear that ¥30,000 Insurance is for the whole family not just me. ¥1500 each kid x 4 = ¥6000 ¥13000 for me life, health, cancer and disability insurance ¥11000 my wife, life, health and cancer insurance. I greatly appreciate your input and will reev...

Thank you so much for the quick reply. Very uplifting and encouraging response. Will do some research as I am really uneducated on the matter and get back here for more advice.

Cheers,

Ditto

Hi everyone, would like to thank you in advance for reading the post and chiming in with your advice. Here is a bit of my situation: Gender: Male Age: 33 Status: Married (almost 10 years to a Japanese national.) Children : 4 ( 2-8years old) Debt Free No car. Steady Monthly Income ¥350,000 pretax. Pa...