Search found 1415 matches

by captainspoke
Tue Apr 09, 2024 1:02 pm
Forum: General
Topic: Preplanning your own funeral
Replies: 16
Views: 552

Re: Preplanning your own funeral

... From what I have experienced, the crematoriums are using some insane heat to burn the body. It's like jet engine level heat. ... I have a cobalt-chromium artificial hip, and that stuff is also used in jet engines. A few bits of titanium, too, with an even higher melting point. I've wondered how...
by captainspoke
Tue Apr 09, 2024 2:48 am
Forum: Case Studies/Asking for Advice
Topic: Exchange rate to use to declare US withholding tax refunds
Replies: 3
Views: 214

Re: Exchange rate to use to declare US withholding tax refunds

Thanks for checking, and for the follow-up. (about what I would have expected, but still...)
by captainspoke
Mon Apr 08, 2024 11:48 am
Forum: Children/Family
Topic: Elementary School Public or Private Japanese School
Replies: 15
Views: 1124

Re: Elementary School Public or Private Japanese School

... I guess for public it very much depends on the location of the school and who enters the same year my daughter would enter. I think that would be true of any school, public or private. Also I heard from a friend who works at a public school that if there is an episode of bullying in the public ...
by captainspoke
Sun Apr 07, 2024 11:31 am
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1170

Re: Spousal secret stash

Maybe another reason not to have all of the eggs in the same basket: https://www.reddit.com/r/japanlife/comments/1bxw8zw/wife_victim_of_employment_詐欺_need_help/ It wouldn't have been everything, but early last fall I was nearly scammed by an apparent AirBnB email. Somehow they knew about a reservati...
by captainspoke
Sun Apr 07, 2024 5:24 am
Forum: Case Studies/Asking for Advice
Topic: Redundancy - Anyone gone through the process in Japan?
Replies: 13
Views: 842

Re: Redundancy - Anyone gone through the process in Japan?

If it's a modestly larger company, wouldn't severance be on a chart in the company rulebook? Altho it may be unusual, my smallish uni did have such a chart--years of service in successive rows down the left, then maybe 4-5 columns, the heading of each for a different type of separation. One column f...
by captainspoke
Sun Apr 07, 2024 3:19 am
Forum: Children/Family
Topic: Elementary School Public or Private Japanese School
Replies: 15
Views: 1124

Re: Elementary School Public or Private Japanese School

There was just a discussion about this over on reddit: https://www.reddit.com/r/japanlife/comments/1bveook/opinion_about_the_education_system/ Not necessarily that thread, but the consensus in my reading on this (and my opinion) seems to be that elementary (primary) here is pretty good, if not excel...
by captainspoke
Fri Apr 05, 2024 10:48 pm
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1170

Re: Spousal secret stash

From NYT: 4 Mistakes Couples Make When Discussing Money Therapists share the secrets to a drama-free money chat. April 5, 2024, 5:04 a.m. ET I like talking to my husband about a lot of things, but money isn’t one of them. Most of our conversations about spending go something like this: We lament our...
by captainspoke
Fri Apr 05, 2024 10:02 pm
Forum: General
Topic: Why is there so much confusion around pensions?
Replies: 25
Views: 1133

Re: Why is there so much confusion around pensions?

I can invest the DC element in any approved fund, and the choices are fine - low cost equity trackers, job done. But only the first 25,200 yen a month... the rest is "cash balance" and kept in cash. Really weird. I work for a large global bank, so it isn't like they are not financially li...
by captainspoke
Thu Apr 04, 2024 8:36 am
Forum: General
Topic: Retirement Planning software/apps/spreadsheets
Replies: 5
Views: 346

Re: Retirement Planning software/apps/spreadsheets

I grab an old envelope or napkin, and do my numbers there.
by captainspoke
Wed Apr 03, 2024 10:36 pm
Forum: Banking
Topic: Spousal secret stash
Replies: 23
Views: 1170

Re: Spousal secret stash

I browsed across this article this morning, and thought of this thread. In the answer, the expression "financial infidelity" is used, which I think relates to the discussion above--does a secret stash represent that or not. https://slate.com/business/2024/04/girlfriend-tax-return-salary-ra...