RetireJapan

Let's just have a friendly debate with this. We're talking about two months - nov & dec '17. Starting a NISA then would mean he misses most of the dividend payouts, so he's just banking on a rise in price in those two months. At the end of the NISA year your totals are locked in, so if there's a...

20 man in dividends is a great haul! Nice one

SBI told me they sort of do the tax loss harvesting for you. At the end of the year they do a final total of your capital gains minus your tax losses and will issue you a refund if you're in the negative for that year, or if you had sales for losses. Sorry, I just woke up so maybe I'm not explaining...

We get ours from the cable tv company and just get the most channel plan for the tv (only free channels). We pay it in a lump sum once a year for a reduced rate

Kiyora, I think having to wait til 2018 could be a good thing for you. If you invested in nov of 2017, you'd be burning a full year of tax free gains & dividends. On the other hand, they say investing early is good too. Luckily you don't have to make the choice!