Search found 4404 matches

by RetireJapan
Sat Sep 02, 2017 12:00 am
Forum: RetireJapan
Topic: RetireJapan Guides
Replies: 15
Views: 6235

Re: RetireJapan Guides

I'm thinking of doing a NISA guide next, then a guide to buying a home in Japan (ie real estate for individuals, not as an investment). After that (in no particular order) the Japanese pension system buying insurance getting a mortgage basic personal finance choosing banks, brokers, etc. What do you...
by RetireJapan
Fri Sep 01, 2017 7:16 am
Forum: Legacy NISA (~2023)
Topic: Regular NISA and Tsumitate NISA
Replies: 25
Views: 5872

Re: Regular NISA and Tsumitate NISA

They took the UK system and made it considerably worse...
by RetireJapan
Fri Sep 01, 2017 7:15 am
Forum: Legacy NISA (~2023)
Topic: Regular NISA and Tsumitate NISA
Replies: 25
Views: 5872

Re: Regular NISA and Tsumitate NISA

I find the various NISA accounts needlessly confusing: I think it's due to conflict between different government departments ;)

I'm sure it reduces the number of people signing up!
by RetireJapan
Fri Sep 01, 2017 1:17 am
Forum: Legacy NISA (~2023)
Topic: Regular NISA and Tsumitate NISA
Replies: 25
Views: 5872

Re: Regular NISA and Tsumitate NISA

Hi Dan I wrote about this a bit in June: http://www.retirejapan.info/blog/-tsumitate-nisa I guess we'll see how things work out once the new accounts start. Another factor is that you can only buy mutual funds in the new NISA. I also kind of hope they will extend the NISA duration, or replace it wit...
by RetireJapan
Thu Aug 31, 2017 3:32 pm
Forum: RetireJapan
Topic: The RetireJapan Guide to iDeCo
Replies: 7
Views: 2622

Re: The RetireJapan Guide to iDeCo

But at the end of the day I like the fact that the people who end up buying these know me and know the site, and understand what we are doing here.
by RetireJapan
Thu Aug 31, 2017 3:04 pm
Forum: RetireJapan
Topic: The RetireJapan Guide to iDeCo
Replies: 7
Views: 2622

Re: The RetireJapan Guide to iDeCo

Another thing I like is having full control of this side of things. I can change the file instantly (on Kindle it takes 24-48 hours if I remember correctly). I can give refunds easily if necessary, but it's my decision. And I get my customers' contact info etc. With Amazon they get all that, and you...
by RetireJapan
Thu Aug 31, 2017 2:53 pm
Forum: Robo-advisors
Topic: Tax-loss harvesting at THEO
Replies: 11
Views: 9407

Re: Tax-loss harvesting at THEO

My experience is that you can change as much as you like, unless it's just before the monthly withdrawal...

I'd email them: they tend to reply almost immediately!
by RetireJapan
Thu Aug 31, 2017 2:50 pm
Forum: Legacy NISA (~2023)
Topic: NISA at Rakuten and iDeCo at SBI
Replies: 3
Views: 959

Re: NISA at Rakuten and iDeCo at SBI

Good to know I'm convincing sometimes ;)
by RetireJapan
Thu Aug 31, 2017 1:10 pm
Forum: RetireJapan
Topic: The RetireJapan Guide to iDeCo
Replies: 7
Views: 2622

Re: The RetireJapan Guide to iDeCo

I thought about it. I have two books out on Kindle already, but sadly they aren't doing spectacularly. Not sure. I presume most of the sales would come from the site, so giving Amazon 30% (or 60% more likely, as I don't think it would be worth going exclusive) seems counter-productive. I'm planning ...
by RetireJapan
Thu Aug 31, 2017 9:26 am
Forum: Legacy NISA (~2023)
Topic: NISA at Rakuten and iDeCo at SBI
Replies: 3
Views: 959

Re: NISA at Rakuten and iDeCo at SBI

Personally I went with the convenience of a single login -I have all my accounts except THEO at Rakuten. However, in hindsight, the wider fund selection for SBI iDeCo is tempting. I also believe there is an advantage in having accounts with different providers, in that it protects you from getting h...