Search found 779 matches

by TokyoWart
Thu Feb 15, 2024 7:17 am
Forum: General
Topic: Early Retirement Checklist
Replies: 7
Views: 447

Re: Early Retirement Checklist

If your company is paying for your tax preparation services you might ask that that continue at least for the final year that includes some income related to your employment. I think the most difficult thing I will face when I leave my employer is extracting all of my email contacts or communication...
by TokyoWart
Thu Feb 15, 2024 7:12 am
Forum: New NISA (2024~)
Topic: Fidelity Bluechipstock fund comparison
Replies: 3
Views: 161

Re: Fidelity Bluechipstock fund comparison

I agree with northSaver (at first I couldn't believe the fees were that high but northSaver is correct). That is just a US high tech fund (Microsoft, Apple and NVDIA are three top holdings) so it isn't surprizing that it is currently beating eMaxis all-country. Nothing here that justifies those fees.
by TokyoWart
Sat Feb 10, 2024 2:50 pm
Forum: General
Topic: Moving / Investing yen to US
Replies: 11
Views: 487

Re: Moving / Investing yen to US

Prestia offers structured deposit accounts where you can essentially make a bet with them about exchange rates for a specific term of time, get a higher interest rate and control the exchange rate at which you are willing to make the conversion. This is a speculation because no one knows what exchan...
by TokyoWart
Fri Feb 02, 2024 4:44 am
Forum: Local groups and meetups
Topic: Short Notice, I know... - Tokyo
Replies: 5
Views: 441

Re: Short Notice, I know... - Tokyo

Sorry I missed it. I live a 15 minute walk from there but was on a flight to the US. Would be great to have a RetireJapan meet-up in the future.
by TokyoWart
Tue Jan 30, 2024 1:15 am
Forum: Stock market investing
Topic: Brokerage scam: Fraudulent transfer of account
Replies: 5
Views: 481

Re: Brokerage scam: Fraudulent transfer of account

Just wait until that would-be thief finds out how difficult Rakuten makes transfers based on the vagaries of how they handle foreign names. :lol:
by TokyoWart
Tue Jan 30, 2024 1:13 am
Forum: RetireJapan for Dummies
Topic: Representative Director - Risks without Rewards
Replies: 18
Views: 8594

Re: Representative Director - Risks without Rewards

I think I've agreed a compromise to losing the unemployment insurance, even though they keep deducting it each month.. :roll: I get a small salary from my wife's school, but apparently am not eligible to join unemployment insurance because we live together. Still gets deducted every month... :? Int...
by TokyoWart
Sat Jan 27, 2024 10:54 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 921

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

Do you have a break down of which deductions make up the 184,506?
Unfortunately, I don't. It just appears as a single line item on my salary slip. I am certainly well below the 5.73 million cap in health insurance premiums. Guess I should be happy that my bonus only comes once a year.
by TokyoWart
Sat Jan 27, 2024 2:56 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 921

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

Thanks! I’m inclined to believe it’s them erring on the side of caution with the withholding rates. BTW, As covered in the post above I’ve identified the cause of the “extra”/“excessive” health deductions in my personal case. (Bonus payments).. I just checked the health insurance deduction for bonu...
by TokyoWart
Fri Jan 26, 2024 1:08 pm
Forum: Case Studies/Asking for Advice
Topic: Declaring dividends received outside Japan
Replies: 8
Views: 611

Re: Declaring dividends received outside Japan

In contrast to what TokyoWart does, I was specifically instructed by the tax office to use that site for conversion to yen, and to use the specific date that the dividend was paid. (Also how to back up a day or more when a rate was not available for a given day.) Thanks for responding. I think your...
by TokyoWart
Fri Jan 26, 2024 8:10 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 921

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

1. For medical care (Basic fund for the National Health Insurance) Maximum Household Limit: 650,000 yen per year 2. For Latter Life support (Financial support for the Medical Insurance System for the Elderly Aged 75 and Over) Maximum Household Limit: 220,000 yen per year 3. For nursing care (Nursin...