Search found 213 matches

by Bushiman
Mon Nov 27, 2023 3:53 am
Forum: Legacy NISA (~2023)
Topic: Simple Q&A - NISA
Replies: 396
Views: 622626

Re: Simple Q&A - NISA

Will it just continue or automatically change over? Yes. Cool! So I have my TNISA running now at ¥4man a month (the ¥33,333 + ¥6,667 thanks to a late start in the year). Does this mean I don't have to do anything and it'll continue to invest ¥4man a month into the same eMaxis Slim All-Country? If s...
by Bushiman
Tue Oct 31, 2023 11:25 pm
Forum: Stock market investing
Topic: Rakuten asking for zairyu card info
Replies: 40
Views: 33509

Re: Rakuten asking for zairyu card info

Also, the name on my Rakuten (and bank) accounts is NOT the same as the name on my zairyu card, and I predict if I give it to them they are going to mess everything up. I got the dreaded email yesterday and I have the same name issue... Updating the information via smartphone allowed me to upload m...
by Bushiman
Mon Oct 30, 2023 11:41 pm
Forum: Stock market investing
Topic: Rakuten asking for zairyu card info
Replies: 40
Views: 33509

Re: Rakuten asking for zairyu card info

Also, the name on my Rakuten (and bank) accounts is NOT the same as the name on my zairyu card, and I predict if I give it to them they are going to mess everything up. I got the dreaded email yesterday and I have the same name issue... Updating the information via smartphone allowed me to upload m...
by Bushiman
Mon Aug 21, 2023 5:01 am
Forum: Pension
Topic: UK Pension & Voluntary Payments Questions
Replies: 50
Views: 49808

Re: UK Pension & Voluntary Payments Questions

However, my online HMRC record now reflects as if I am paying Class 3 contributions, with only a small number of years showing as fully paid (given the larger amount required for Class 3 payments). Has this happened to anyone else? Is there a chance they decided after all that I am only eligible fo...
by Bushiman
Tue Jun 27, 2023 1:48 am
Forum: iDeCo
Topic: Which job category do direct hire ALTs fall into?
Replies: 3
Views: 3521

Re: Which job category do direct hire ALTs fall into?

Adamakin86 wrote: Mon Jun 26, 2023 8:47 pm With iDeco there are 4 different job categories. Are direct hire ALTs classed as 公務員など or 会社員など?
Not sure, but I have the maximum ¥23,000 taken from my paycheque each month if that helps narrow things down...
by Bushiman
Thu Jun 08, 2023 11:28 pm
Forum: Spending and Frugality
Topic: Good buys on Mercari? (Or other used marketplaces)
Replies: 20
Views: 12489

Re: Good buys on Mercari? (Or other used marketplaces)

I dislike the Mercari culture of having to ask permission to buy something. Like, it's right there. Let me buy it. But sellers will cancel and say you're a dick if you don't ask permission sometimes. Their push for everything to basically be free shipping is great however. :o Huh!? I just straight ...
by Bushiman
Thu Jun 08, 2023 1:47 am
Forum: Spending and Frugality
Topic: Good buys on Mercari? (Or other used marketplaces)
Replies: 20
Views: 12489

Re: Good buys on Mercari? (Or other used marketplaces)

Is Mercari that much better than Yahoo Auctions? I should check it out. I used to use Yahoo Auction a bunch, but I just got fed up of the 'unknown' shipping fee... I'd buy something thinking it was a great bargain, only for the seller to then let me know shipping would be some ridiculous price... W...
by Bushiman
Mon Jun 05, 2023 6:18 am
Forum: Children/Family
Topic: 4 year old Daughter and English AfterSchool
Replies: 13
Views: 9391

Re: 4 year old Daughter and English AfterSchool

I speak english with her at home, she generally watches english TV. My wife speaks Japanese with her. She generally understands english but rarely speaks it. I have 2 kids, one 4 and one 8. I I've only ever spoken to them in English, they only watch English TV, my wife speaks Japanese with them but...
by Bushiman
Mon Jun 05, 2023 1:50 am
Forum: Spending and Frugality
Topic: Good buys on Mercari? (Or other used marketplaces)
Replies: 20
Views: 12489

Re: Good buys on Mercari? (Or other used marketplaces)

Mercari is awesome! I've bought so many things from snowboards, books, sportswear to audio gear, and I've sold a bunch of stuff too! I've sold electronics, clothes, hats, all at a way better price than if I went into one of the secondhand shops... All manner of stuff I've just found in cupboards unu...
by Bushiman
Mon May 08, 2023 11:40 pm
Forum: New NISA (2024~)
Topic: New NISA strategy -GO!
Replies: 87
Views: 106474

Re: New NISA strategy -GO!

I'm in exactly the same boat. Wouldn't you want to sell 'before' the old 5yr NISA wrapper comes off i.e. in December to lock in all those gains tax-free? If you wait till those investments have been moved to your taxable account and then sell, you'll be liable for tax on any increase in value from ...