Search found 420 matches
- Fri Feb 23, 2024 10:44 pm
- Forum: Case Studies/Asking for Advice
- Topic: Is two retirement buckets enough
- Replies: 5
- Views: 374
Re: Is two retirement buckets enough
Thanks for the thoughtful responses! I think the fact that I’ll start with a stack of cash is steering my decision. I know it’s why I’ve not bothered with bonds so far. (Another reason for keeping cash would be whilst it’s not invested it’s not exposed to currency changes.) Captain’s comments on bei...
- Fri Feb 23, 2024 5:15 am
- Forum: New NISA (2024~)
- Topic: NISA General Questions | SBI
- Replies: 78
- Views: 14719
Re: NISA General Questions | SBI
So I logged in just now and the order has gone from the 注文照会 list and is now showing up as 投資信託 , but not (yet?) listed on the NISA page. I don't think I omitted to check the NISA預りbutton, but I don't see a transaction record of what I did (I'm imagining a receipt or confirmation mail or something ...
- Fri Feb 23, 2024 12:02 am
- Forum: Case Studies/Asking for Advice
- Topic: Is two retirement buckets enough
- Replies: 5
- Views: 374
Is two retirement buckets enough
I currently have no bond allocation. In retirement, is two buckets (cash and equity investments) a terrible idea? My company retirement allowance(and hopefully severance), as cash, is enough to provide the retirement lifestyle I want for several (8-9) years whilst also continuing max new NISA (we'll...
- Thu Feb 22, 2024 2:54 am
- Forum: Spending and Frugality
- Topic: On Installing Solar Array and Battery (Tokyo)
- Replies: 20
- Views: 856
On Installing Solar Array and Battery (Tokyo)
Don't read this unless you are interested in the topic. And even if you are I don't strongly recommend reading it. For those of us in Tokyo there are still huge government subsidies for Solar and Battery installations. I won't break down the maths but you should be able to install over 5kw of Solar ...
- Mon Feb 19, 2024 2:34 am
- Forum: General
- Topic: Early Retirement Checklist
- Replies: 7
- Views: 447
Re: Early Retirement Checklist
With the insurance though, if you have any dependents, two years is better. That way the dependent can have free insurance for the second year also. thanks. I'll keep that in mind. ...it's incredibly common so they knew what to do... Not only a good deal, it's the easy path, so one less thing to th...
- Thu Feb 15, 2024 4:58 am
- Forum: General
- Topic: Early Retirement Checklist
- Replies: 7
- Views: 447
Early Retirement Checklist
So.. I saw an opportunity and proposed my own role for corporate restructuring.. If accepted, it's a year earlier than when I was hoping to quit but the additional payout will more than cover the accelerated timeline. Expect I'll hear if successful or not very soon then will have x months to transit...
- Sat Feb 03, 2024 12:57 pm
- Forum: Pension
- Topic: HMRC Mistakes and issues (UK)
- Replies: 10
- Views: 43476
Re: HMRC Mistakes and issues (UK)
Oh…so fhis means that even after April 2024 people can still apply (for the first time) to make class 2 contributions, if they are living outside the UK? Is that right? https://www.gov.uk/government/news/deadline-for-voluntary-national-insurance-contributions-extended-to-april-2025 Until April 5th ...
- Wed Jan 31, 2024 10:07 am
- Forum: Pension
- Topic: Delaying pension
- Replies: 111
- Views: 164918
Re: Delaying pension
... So when we consider the FINANCIAL BENEFIT of deferring our pension, I think we should also consider the HEALTHY LIFE EXPECTANCY. No point getting an extra 5% or 10% if you can't go anywhere and we're stuck at home. I don't want to blindly follow what the chancellor is saying. He has a bank bala...
- Tue Jan 30, 2024 7:29 am
- Forum: RetireJapan for Dummies
- Topic: Representative Director - Risks without Rewards
- Replies: 18
- Views: 8417
Re: Representative Director - Risks without Rewards
I get a small salary from my wife's school, but apparently am not eligible to join unemployment insurance because we live together. Still gets deducted every month... :? Interesting. Wonder why.. Another poster in this thread says they stopped getting the deduction once they became RD. Our payroll ...
- Mon Jan 29, 2024 1:38 pm
- Forum: RetireJapan for Dummies
- Topic: Representative Director - Risks without Rewards
- Replies: 18
- Views: 8417
Re: Representative Director - Risks without Rewards
I think I've agreed a compromise to losing the unemployment insurance, even though they keep deducting it each month.. :roll: I get a small salary from my wife's school, but apparently am not eligible to join unemployment insurance because we live together. Still gets deducted every month... :? Int...