Search found 420 matches

by Moneymatters
Mon Jan 29, 2024 9:18 am
Forum: RetireJapan for Dummies
Topic: Representative Director - Risks without Rewards
Replies: 18
Views: 8364

Re: Representative Director - Risks without Rewards

I became 代表取締役, kind of by default, for a small company I was a senior manager at when the then CEO and代表取締役, who was terminally ill, decided to give back her gaijin card to immigration on the spur of the moment when she went to Europe to spend more time with her boyfriend. It was only after all th...
by Moneymatters
Mon Jan 29, 2024 2:41 am
Forum: Stock market investing
Topic: Matsui Securities and points
Replies: 2
Views: 254

Re: Matsui Securities and points

Hi guys, I noticed in an advertisement that Matsui Securities offers what looks like a lot of points for just holding funds (up to 1% a year) What are your impressions? Is this sustainable, or likely to be reduced? And why do they have such a policy? I think you are referencing this maybe. https://...
by Moneymatters
Sat Jan 27, 2024 6:26 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 907

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

Thanks! I’m inclined to believe it’s them erring on the side of caution with the withholding rates. BTW, As covered in the post above I’ve identified the cause of the “extra”/“excessive” health deductions in my personal case. (Bonus payments).. I just checked the health insurance deduction for bonu...
by Moneymatters
Fri Jan 26, 2024 2:14 pm
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 907

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

1. For medical care (Basic fund for the National Health Insurance) Maximum Household Limit: 650,000 yen per year 2. For Latter Life support (Financial support for the Medical Insurance System for the Elderly Aged 75 and Over) Maximum Household Limit: 220,000 yen per year 3. For nursing care (Nursin...
by Moneymatters
Fri Jan 26, 2024 5:39 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 907

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

If you have paid for something that is tax deductable, then the amount you paid is the from Net Income After Tax; i.e.the remaining amount after deducting your marginal rate of income tax and reconstruction tax Income Tax Rates 総所得金額の合計、復興特別所得税、住民税の税率 Band (Taxable Income) = Marginal Tax rate (%) N...
by Moneymatters
Fri Jan 26, 2024 3:48 am
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 907

Re: Excessive Health Insurance deductions reimbursement 国民健康保険料

Thanks for the responses. I did check what my ward limits were. I think I've worked it out. It's the Bonus. I found this comment in the small print here.. https://www.kyoukaikenpo.or.jp/~/media/Files/shared/hokenryouritu/r2/ippan_3/r20913tokyo.pdf 賞与にかかる保険料額  賞与に係る保険料額は、賞与額から1,000円未満の端数を切り捨てた額(標準賞与額...
by Moneymatters
Thu Jan 25, 2024 12:29 pm
Forum: Taxes
Topic: Excessive Health Insurance deductions reimbursement 国民健康保険料
Replies: 14
Views: 907

Excessive Health Insurance deductions reimbursement 国民健康保険料

Class 2 Employee (yet still 3rd class citizen in my house..) Thanks to TkyDon (I'm sure I'm gonna owe them a favor I can't refuse eventually..) I've been looking into the health insurance payments I make. Nice problem to have. But it looks like I get deducted the max amount monthly for; Health Insur...
by Moneymatters
Thu Jan 25, 2024 6:44 am
Forum: Real Estate
Topic: Income only from stocks - House loan?
Replies: 22
Views: 1375

Re: Income only from stocks - House loan?

Thanks, we ll ask the tax office, I want to establish the basic/unavoidable monthly costs and then see our options for housing and future/pension… Assuming no children: Basic Pension: Y16,520 x 2 = Y33,040 Per Month = Y396,480 Per Year National Healthcare Insurance - Hamamatsu (First Year with no p...
by Moneymatters
Sat Jan 20, 2024 4:06 am
Forum: General
Topic: Kanji reading app
Replies: 5
Views: 25232

Re: Kanji reading app

bryanc wrote: Mon Jan 15, 2024 2:35 am does this work on mobile ?i didnt think it did?only on laptop?
On my iPhone, I just highlight the text then pick lookup which should provide multi lingual definitions.. and the all important reading.
by Moneymatters
Wed Jan 17, 2024 7:18 am
Forum: Legacy NISA (~2023)
Topic: jNISA mishap advice
Replies: 31
Views: 321950

Re: jNISA mishap advice

OK. I know I’m being petty now. But that isn’t gonna stop me.. This: “3)existing junior NISA accounts are left as they are, for the maximum of 5 years.“ Should ackchyually state. “ 3)existing junior NISA account years, that are yet to have benefitted from at least 5 years of tax free investment, ar...